DB Investing launches AI-led transformation with dbinvesting.ai

“We do not believe that adding a chatbot to a website makes a financial company an AI company,” said Gennaro Lanza, Chief Executive Officer at DB Investing. “We have spent a long time developing an infrastructure where AI becomes part of the core of the company, its products and eventually the entire customer experience.”

AI connects to the trader’s account

The technology extends beyond DB Investing through a lightweight connector for compatible MetaTrader 4 and MetaTrader 5 accounts, including accounts held with third-party brokers. Traders therefore do not need to change brokers to use the technology.

Eligible users receive monthly AI credits. Advanced users can also connect supported AI services using their own API credentials.

The system is designed to analyse individual trading behaviour, including trading history, instruments, holding periods, frequency, position sizing and performance. It also considers risk behaviour, drawdowns, concentration, discipline and changes in behaviour over time.

Wealth Copilot is planned within weeks

DB Investing plans to release Wealth Copilot within weeks. The 24/7 AI agent will combine trading activity with market intelligence and portfolio context to identify account changes, unusual risk exposure, concentration, risk-management observations and behavioural or performance patterns.

It will also surface events and news relevant to open positions. The aim is to organise information around each investor rather than requiring them to search across terminals, calendars, media outlets and statements.

AI Traders University focuses on trading behaviour

DB Investing’s AI Traders University is built around an AI mentor that analyses how each trader behaves in the market. It is designed to identify patterns such as late entries, increased position sizes after losses, early exits from winning trades and prolonged losing positions.

The system also examines overtrading, activity during volatile periods, disregard for personal risk rules and repeated mistakes, including concentration in correlated markets.

A broader AI ecosystem is planned

dbinvesting.ai is intended as the foundation for a wider ecosystem. DB Investing’s roadmap includes Wealth Copilot, AI Traders University, AI financial assistants, portfolio analytics, account connectivity, personalised education as well as trading behaviour, risk and market intelligence.

The company envisions these services ultimately operating on the same AI Core Engine across customer-facing products and internal operations.

“This is not a feature we are adding to DB Investing,” Lanza said. “It is the beginning of changing what DB Investing is. Our objective is an AI infrastructure capable of sitting beside every trader and investor, understanding their behaviour and giving them intelligence that historically required several platforms.”

About DB Investing

DB Investing is an international financial services and trading brand providing access to global markets. Through dbinvesting.ai, it is developing fintech, AI and trading technology that connects trading, investing, market intelligence and education.

Representatives from In-Solutions Global Ltd, Visa, Indian Bank, Union Bank of India, and Indian Overseas bank

With Visa Payment Passkey, banks and merchants on ISG's payments platform can offer FIDO-based, phishing-resistant authentication for card-not-present transactions — replacing SMS OTPs with a faster sign-in built directly into the checkout flow. The approach is designed to reduce fraud and cart abandonment while aligning with card-network and regulatory direction on strong customer authentication. 

“Visa Payment Passkey gives control of the payment back in the cardholder's hands with additional benefits of higher success ratios and stronger security. That's what builds trust and trust is what drives inclusion. It's the first step into agentic AI in payments, enabling a truly seamless digital payments journey,” said Mrs. Adelia Castelino, Co-Founder & Managing Director, In-Solutions Global (ISG).

“Visa is proud to partner with ISG to enable Visa Payment Passkey for leading issuers in India, advancing a more secure, seamless and trusted digital payments experience. As commerce evolves, this collaboration reflects our shared commitment to embedding trust at the core of every transaction and helping issuers, merchants and consumers embrace the next generation of digital payments with confidence,” said Rishi Chhabra, Country Manager, India, Visa.

The launch reflects a broader industry shift away from OTPs toward passkey — a FIDO Alliance and W3C WebAuthn-based standard already adopted across major platforms — as networks and regulators push for stronger, more usable authentication in digital commerce. For a payments technology provider operating switches, gateways, issuing and acquiring platforms under standards such as PCI DSS and ISO 27001, embedding passkey support directly into the checkout journey lets issuing banks modernise authentication without rebuilding their existing infrastructure.

For ISG, Visa Payment Passkey builds on capabilities already embedded across its issuing and acquiring platforms — including tokenisation and existing authentication tooling — extending that foundation to FIDO Alliance-based passkey standards. The shift is designed to lift authentication success ratios and ease adoption for cardholders and merchants alike, while laying the groundwork for the next phase of digital commerce, in which software agents may initiate payments on a customer's behalf within secure, verifiable authentication frameworks. ISG and Visa see passkey as an early step toward safe, secure agentic payments — pairing Visa's network capabilities with ISG's payments infrastructure to advance security and customer experience together, as complementary priorities rather than a trade-off.

ISG and Visa intend to share further detail on rollout timelines and participating issuers. Consistent with ISG's practice, the companies are highlighting capabilities that are live or in confirmed delivery. Participating issuers include Union Bank of India, Central Bank of India, Bank of Maharashtra, Indian Overseas Bank and Indian Bank.

About In-Solutions Global (ISG)
In-Solutions Global (ISG) is a global payments technology and infrastructure company, founded in 2004 and headquartered in Mumbai, India. ISG enables banks, fintechs, merchants, corporates and governments with secure, scalable solutions across the payments value chain, spanning issuing, acquiring, reconciliation, payment orchestration, fraud and risk management, card management, digital payments and cross-border payments. With a growing presence across India, the Middle East, Africa, Australia, APAC and Europe, ISG combines deep payments expertise with regulatory capabilities and technology innovation. In India, ISG is authorised by the Reserve Bank of India (RBI) as a Payment Aggregator for Online, Physical/Offline and Cross-Border payments, and also holds a Prepaid Payment Instrument (PPI) authorisation. Through its presence in GIFT City, Gujarat, and its IFSCA licence, ISG is also building capabilities to serve international and cross-border payment requirements. ISG is a recognised Technology Service Provider for RuPay, Visa and Mastercard and is certified to PCI DSS, PCI SSF, ISO 27001 and ISO 27701. Learn more at www.insolutionsglobal.com.

Aditya Birla Capital unveils ‘Agentic AI for Bharat’s BFSI: A Practitioner’s View’

Click here to download the whitepaper

The whitepaper presents a fundamental shift in financial inclusion, from providing access to the depth of offering. With access to financial services having expanded significantly, the next frontier lies in helping customers understand, adopt and appropriately use products that are relevant to their financial needs.

The whitepaper also explores how Agentic AI can make personalised guidance, engagement, onboarding and servicing more economically viable at scale, enabling financial institutions to reach wider customer segments and serve them better.

Mr. Pankaj Gadgil, MD & CEO, Aditya Birla Housing Finance Limited and Head, Digital Platforms and Payments Strategy, Aditya Birla Capital, said, “Our vision is to build a future-ready, scalable enterprise where intelligence, foresight, and customer-first approach drive decision making. Through our AI-first strategy, we are simplifying customer journeys, accelerating product innovation, automating underwriting, enhancing service delivery, and delivering greater operational efficiency. Responsible AI is a core enterprise capability for us to drive sustainable scale, trust, and resilience. As we evolve from individual AI use cases to enterprise-wide connected intelligence, robust governance, human accountability, and customer trust will remain fundamental to how we innovate, grow, and create long-term value for all stakeholders.”

Drawing from Aditya Birla Capital’s experience, the whitepaper presents eight areas of Agentic AI deployment across the enterprise, from orchestration of customer journeys, tele-sales and cross-sell, top-of-funnel engagement, customer service and retention, sales coaching, marketing and personalisation, software development, and audit, finance, investment and compliance. Several of these initiatives are already operating in production and demonstrate how AI can be embedded into end-to-end workflows rather than deployed as standalone point solutions.

Agentic AI in Action: Areas of Deployment at Aditya Birla Capital

A central proposition of the whitepaper is that the value of Agentic AI should be measured not just through efficiency gains, but through its ability to deepen financial participation and augment human capacity to potentially serve more customers. It examines what it takes to move from AI experimentation to responsible enterprise-scale deployment. It highlights the importance of trusted data, connected systems, workflow redesign, workforce readiness and clearly defined human decision rights. It also highlights responsible AI practices including traceability, monitoring, accountability, security and data protection by design.

At the Global Fintech Fest 2026, Aditya Birla Capital won the ‘Best Digital Transformation Program’ award under Excellence in Banking Technology for its use of Generative AI, intelligent automation and real-time data insights to streamline processes, enhance customer experience, and make finance simpler, smarter and more connected.

Through ‘Agentic AI for Bharat’s BFSI: A Practitioner’s View,’ Aditya Birla Capital brings together its experience and learnings from scaling AI across the enterprise, offering a practitioner’s perspective on how financial institutions can build the capabilities required to move from individual AI use cases to responsible, scalable deployment, with customer outcomes and human judgement at the core.

Aditya Birla Capital Limited and its subsidiaries/JVs provide a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 66,500 employees, the businesses of ABCL have a nationwide reach with over 1,759 branches and more than 200,000 agents/channel partners along with several bank partners. ABCL and its subsidiaries/JVs manage aggregate assets under management of about Rs. 7.53 Lakh Crore, and the consolidated lending book crossed Rs. 2.19 Lakh Crore as of June 30, 2026 www.adityabirlacapital.com.

This AI integration is a ready-to-use plugin, rather than a developer tool. So far, connecting a demat and trading account to an AI assistant typically meant opening advanced or developer settings and manually adding server configuration details. Bajaj Broking's plugin sits directly inside ChatGPT's built-in plugin directory, where any user can find it, connect their demat and trading account securely using two-factor authentication, and start asking questions in under a minute.
 

The solution is expected to benefit a wide range of users, including active retail investors and traders seeking quicker access to portfolio information, technology-savvy investors exploring AI-powered tools, young professionals looking for smarter ways to track investments, and developers or algo traders looking to use market data.
 

"Investors today expect information on their own terms, instantly, in plain language, wherever they already are," said Anurag Misra, Chief Technology Officer, Bajaj Broking.

“Technology is most powerful when it removes friction rather than adding another layer of complexity. This launch is about making an emerging technology relevant to the everyday investor and creating a more intuitive way to access information that already belongs to them,” he added.

The Bajaj Broking plugin is now available for customers and can be connected directly through ChatGPT.

PaisaBack Credit Card offers 7.5% cashback on eligible online and offline grocery purchases, across leading supermarkets
 

The card was launched by Paisabazaar, Federal Bank and NPCI at the Global Fintech Festival in Mumbai. The Paisaback Credit Card offers 7.5% cashback on eligible online and offline grocery purchases, across leading supermarkets such as Reliance Fresh, DMart, Star Bazaar and Nature's Basket, as well as quick-commerce platforms including Blinkit, Zepto, Swiggy Instamart and BigBasket.

The credit card would be available on the RuPay network, and offers 1% cashback on eligible POS and e-commerce transactions and 0.5% cashback on eligible UPI transactions above Rs. 2,000. Cashback is credited as Cash Points directly to the customer's account, which can be redeemed conveniently.

The card comes with a joining and annual fee of Rs. 500, which is waived on annual spends of Rs. 1.5 lakh or more.

Santosh Agarwal, CEO, Paisabazaar, said, "Credit card rewards are most valuable when they translate into meaningful savings on expenses consumers make every month. Grocery spending is a significant and recurring expense for households, but card rewards around it have been traditionally limited. The Paisaback Credit Card makes everyday shopping more rewarding, while additional cashback on other purchases and UPI transactions enhances the value further. Our partnership with Federal Bank brings together our understanding of consumer spending behaviour to co-create a product that’s built around how consumers actually spend."

Saugata Basu, Senior Vice President and Head, Retail – Cards and Personal Loans, Federal Bank, said, “At Federal Bank, we believe the most impactful financial products are those that seamlessly fit into customers' everyday lives. The Paisaback Credit Card has been crafted to reward customers where they spend most often, particularly on essential categories such as groceries, while extending value across a broader range of everyday transactions. In partnership with Paisabazaar, we are bringing customers a proposition that is built around convenience, relevance, and meaningful savings. We believe this product will redefine how customers perceive value from their everyday spending.”

Key Features of Paisaback Credit Card

• 7.5% cashback on eligible grocery purchases made online and offline at merchants such as Reliance Fresh, DMart, Star Bazaar, Nature's Basket, Blinkit, Zepto, Swiggy Instamart and BigBasket

• 1% cashback on eligible POS and e-commerce spends

• 0.5% cashback on eligible UPI transactions above Rs. 2,000, excluding grocery, fuel and travel categories

• Cashback credited as Cash Points, with a validity of one year

• Maximum cashback benefit of Rs. 1,000 per month across eligible transactions

• Fuel surcharge waiver of up to Rs. 100 per billing cycle

• Annual fee waiver on annual spends of Rs. 1.5 lakh or more

About Paisabazaar

Paisabazaar, a part of PB Fintech (listed since 2021), is India’s leading marketplace for financial products and a free credit score platform. Over the last 12+ years, Paisabazaar has earned the trust and goodwill of over 58 million consumers from 850 cities and towns across India. Paisabazaar has built wide and deep partnerships across the ecosystem, to offer a broad range of financial products, ranging from loans and cards to investments and savings along with bill payments and mobile recharge. The platform also enables consumers to check their free credit score from all 4 CICs (Credit Bureaus) in India. Paisabazaar is an ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers.

Piston co-founders Vikram Sekhon and Shivam Shah raise USD 15M in Series A funding, led by FPV Ventures, to scale cardless payments and logistics infrastructure across the U.S.

The round follows a year of rapid growth for Piston. Payment volume increased 8x year over year, while its merchant network grew 40x and customer retention remained at 98%. Piston is now deployed at more than 2,000 stations across 48 states. Its point-of-sale integrations are also certified and live across systems covering more than 95% of U.S. merchant fuel sites.

"Commercial fuel still runs on payment technology built for another era," said Vikram Sekhon, Co-founder and CEO of Piston. "Fleet fuel fraud is a physical card problem, disguised as a detection issue. We removed the card and built a network that authorizes every purchase for a specific driver and vehicle at the point of sale. This round lets us expand that infrastructure until no commercial driver has to ask whether a station accepts Piston."

The more than USD 900 billion trucking industry still relies heavily on payment infrastructure built around physical cards. For fleets, that can mean persistent fraud, limited visibility into spending, and time-consuming reconciliation. Now, Piston offers fleet owners real-time visibility into fuel spending as it happens, without issuing or managing physical cards. And merchants gain direct access to commercial fuel demand, lower transaction costs, and the opportunity to capture the in-store purchases that come with repeat fleet traffic.

The two-sided network was built from firsthand experience. Vikram and co-founder Shivam Shah previously operated fleets and dealt directly with fuel-card fraud, hidden costs, and administrative burden. Sekhon's fleet remains the first environment in which Piston validates and tests new features.

Piston's India presence has also grown alongside the company's expansion in the U.S. Its Kolkata office, which was launched in April 2023 with a team of five, has since grown into a 25+ member hub and is home to the company's entire engineering team. The Kolkata team plays a central role in building and scaling the technology infrastructure that powers Piston's payments network across the U.S.

"Fuel is one of the largest B2B spend categories in America, and every transaction still runs through decades-old card infrastructure,” said Nikunj Kothari, Partner at FPV Ventures. “Piston moves that money over its own rails, with no card networks or intermediaries in between. Vikram ran hundreds of trucks and felt this pain every day, and Shivam recruited thousands of drivers before they wrote a line of code. This is a new payment network in a massive market, built by the people who actually lived the problem."

Piston is also extending its real-time controls with two AI products. Piston Guard evaluates each transaction for anomalies and can flag or block suspected fraudulent spending before it is completed. The Piston Analytics Agent allows fleet owners to better understand their spending data and uncover patterns without spending hours on manual analysis.

"Vikram and Shivam understood this market from the operator's seat before they ever approached it as founders," said Shravan Reddy, Partner at Pear VC. “Piston has translated that insight into exceptional growth, strong retention, and a network that creates value for both fleets and merchants. We are proud to continue backing the company in its next growth phase."

Piston will use the new capital to accelerate the national build-out of its payments network, advance product development, and add senior leaders across key areas of the business. Over the next 18 months, the company aims to establish coverage across every U.S. region. The expansion will also lay the groundwork for Piston to move beyond fuel into broader logistics payments infrastructure.

The Series A also marks the next phase of Piston's India story: a company serving a highly specialized U.S. logistics market while building its core technology from Kolkata. As Piston scales its payments network nationally, its Kolkata engineering team will continue to be central to the product and technology roadmap.

About Piston

Piston is a fully cardless payments network connecting commercial fleets with gas stations and convenience stores. Its secure mobile authorization technology is built directly into the point of sale, eliminating skimming fraud and lowering transaction costs on both sides of the pump. Merchants gain access to high-margin commercial fuel volume and increased in-store sales, while fleet owners receive real-time visibility into every gallon purchased, tied to a specific driver and vehicle. Piston is live at more than 2,000 stations across 48 states and is backed by FPV Ventures, Spark Capital, and Pear VC. The company is headquartered in Cupertino, California.

Learn more at www.piston.com.

Surge in international payments today is accompanied by its share of sophisticated AI frauds, including chargebacks. While stronger fraud controls can add authentication friction and affect legitimate payment conversions, lighter controls can increase exposure to fraud and revenue losses. Designed specifically to address both these challenges, PayU’s Fraud Liability Protect solution combines three core capabilities:
 

• AI/ML-powered risk assessment that evaluates every international card payment against multiple transaction and behavioral signals.

• Dynamic risk-based authentication that determines the appropriate level of authentication needed. Low-risk transactions are generally processed without friction, but higher-risk transactions are routed through stringent authentication

• Fraud liability protection that covers merchants from unwarranted fraud chargebacks, in turn protecting their revenues from international card fraud
  ​

“Fraud protection should not come at the cost of payment acceptance, especially as Indian merchants scale across geographies. With scams becoming more sophisticated and harder to detect amid the rise of AI, PayU’s Fraud Liability Protect is designed to safeguard Indian merchants against both human-initiated and AI-enabled fraud. By combining AI and risk-based decisioning, FLP helps identify genuine and risky international transactions, protecting merchants from cross-border payment scams and fraud chargebacks while helping secure their revenues and reputation. Across PayU merchants, we’re already seeing an approx. 4–5% improvement in international card payment success rates, alongside a significant reduction in fraud exposure,” said Manas Mishra, Chief Product Officer, PayU and Wibmo.
 

PayU’s Fraud Liability Protect is particularly relevant for Indian SMB merchants operating in segments like travel and online travel agencies, airlines, e-commerce, quick commerce and food-tech, where cross-border payment decline and frauds can have direct impact on revenue, due to loss of customer trust and experience. The solution has already begun witnessing positive outcomes for PayU merchants, given its seamless integration capabilities with PayU Checkout. A prominent online travel merchant recorded a 14% improvement in payment success rates alongside an 83% reduction in fraud-to-sales ratio, after PayU’s FLP adoption. Also, Zomato, one of India’s food ordering and delivery platforms, uses PayU’s FLP solution to offer customers a more reliable payment experience while maintaining appropriate controls for higher-risk international transactions.

About PayU

PayU, India's leading diversified fintech platform with Prosus as an investor, operates businesses that are regulated by the Reserve Bank of India and offers advanced solutions to meet the digital financial services needs of customers (merchants, banks, and consumers). PayU provides payment gateway solutions to online businesses through its cutting-edge and award-winning technology and has empowered 4.5 lakhs+ businesses, including India’s leading enterprises, e-commerce giants and SMBs. It enables businesses to collect digital payments across 100+ online payment methods such as Credit Cards, Debit Cards, Net Banking, EMIs, pay-later, QR, UPI, Wallets, and more. It’s a preferred partner in the affordability ecosystem, offering the maximum coverage of issuers and easy-to-implement integrations across card-based EMIs, pay-later options and new-age cardless EMIs. PayU offers e-commerce brands best-in-industry success rates while ensuring a seamless checkout experience.

Wibmo, a PayU Company, Wins at the Global Fintech Awards 2026

Wibmo emerged as the winner following a rigorous evaluation process and strong competition. The recognition was presented for Wibmo Intelligent Authentication Suite with Risk-Based Authentication (RBA) Step-Up Authentication, acknowledging its contribution to advancing digital banking security and enabling trusted payment experiences.
 

Wibmo IAS is an integrated authentication suite that encompasses RBA. The capability enables banks to apply step-up authentication when risk indicators require stronger verification, while allowing trusted transactions to proceed with minimal friction.
 

As digital banking continues to evolve, financial institutions are navigating increasingly complex security requirements, changing customer expectations, and a growing need for real-time protection. Wibmo IAS with RBA-based Step-Up Authentication is designed to help institutions address these priorities through intelligent authentication and risk-aware decision-making across digital payment journeys.
 

The recognition highlights Wibmo’s continued focus on helping banks, fintechs and financial institutions strengthen security while maintaining convenience and ease of use for cardholders and end users. By combining authentication and real-time risk assessment within an integrated suite, Wibmo helps client partners build secure, seamless and adaptable digital payment experiences.
 

Commenting on the recognition, Shailesh Paul, Chief Executive Officer, Wibmo, said, “This recognition at the Global Fintech Awards 2026 underscores the immediate case for strong risk intelligence in authentication. Wibmo's RBA-based Step-Up Authentication helps banks strengthen digital payment security through risk-aware authentication by stepping up transaction authentication when needed and in real-time. Security is central to building trust in our evolving payments landscape, and this achievement reflects the dedication of our teams, the confidence of banks and our commitment to advancing innovation across digital payments.”
 

The recognition reinforces Wibmo’s position as a trusted technology partner for institutions seeking to strengthen payment security, improve customer experiences, and support the continued growth of digital banking.
 

About Wibmo

Wibmo, a PayU company, operates across entities in India, the US, and Indonesia. As a global full-stack PayTech company and an industry leader in payment security and digital payments in emerging markets, Wibmo stands out for its innovation and impact.
 

In addition to being India's largest authentication service provider in one of the leading digital payment markets globally, Wibmo offers comprehensive fraud and risk management solutions, digital financial services, prepaid solutions, and a broad range of merchant-acquiring services.
 

For more information, visit wibmo.com.

Pluxee India, a leading provider of employee benefits and engagement solutions, has received authorisation from the Reserve Bank of India (RBI) to operate as a Payment Aggregator (PA) for both online (PA-O) & physical point-of-sale (PA-P). This marks another significant milestone in Pluxee’s evolution as a technology-led employee benefits and payments platform in India.
 

The PA authorisation, received on 3 August 2026, complements Pluxee India's existing Prepaid Payment Instrument (PPI) authorisation, which the company received in 2009 and subsequently expanded in 2020 to enable the issuance of General Purpose PPIs beyond Meal PPIs. Together, these regulatory capabilities strengthen Pluxee India's ability to operate across the payment value chain, while continuing to deliver compliant, secure and seamless payment experiences to its clients, consumers and merchant partners.
 

The Payment Aggregator authorisation was necessarily required by Pluxee India to continue onboarding merchants directly as the Merchant Acquiring business was placed under mandatory licensing requirement by RBI. This authorisation will empower Pluxee to collect payments on behalf of its merchants across payment instruments, manage payment settlements and refunds, and further expand its Merchant footprint across India.
 

With almost 3 decades of presence in India, Pluxee's journey has evolved alongside the country's digital payments landscape. The company, which began operations in India in 1997, moved from a traditional paper-based meal voucher model towards digital payments with the launch of its electronic Meal Card in 2016. Its evolution has continued over time with Pluxee today supporting 11,000+ companies, 3.5 million+ consumers and 150,000+ meal merchant partners across 2,200+ cities in India. Pluxee operates on the Rupay Card network of 5 million+ merchants for benefits like Fuel, Telecom, Health & Wellness etc.
 

Pluxee's payments journey has been closely linked to its broader innovation agenda. In 2019, the company introduced the Multi-Benefit Pass, bringing multiple employee benefits together through a single digital proposition. Its payment ecosystem has evolved offering mobile-led experiences and digital reimbursement solutions. Pluxee's merchant platform supports multiple payment modes, including card payments, Mobile QR, NFC-based proximity payments and on-line payments.
 

The company's innovation journey has also expanded beyond payments. In 2024, Pluxee introduced its AI-led bill-processing capability, helping digitise and streamline the reimbursement experience. In 2025, Pluxee further expanded its multi-benefit proposition through the acquisition of ProEves, an Indian corporate childcare benefits player, strengthening its presence in an important employee-benefits category.
 

The company has maintained a strong focus on regulatory compliance throughout this evolution. From operating under its PPI authorisation and adhering to RBI requirements around KYC, AML/CFT, and transaction controls, to securing the new PA authorisation, regulatory compliance remains integral to Pluxee India's approach to building trusted payment infrastructure.
 

The PA licence marks the next chapter in its journey - building on nearly three decades of experience in India, a deeply established merchant ecosystem and a digital-first operating model. It further positions Pluxee India to participate in the country's rapidly evolving digital payments ecosystem while continuing to focus on secure, compliant and convenient payment experiences for businesses, employees and merchants.
 

About Pluxee India

Pluxee is a leader in employee benefits and motivation, supporting businesses in attracting, engaging, and retaining talent through a broad range of solutions across Meal, Childcare, Wellbeing, Learning, Rewards & Recognition & whole range of other offerings. With 29+ years of expertise in India, Pluxee partners with 11,000+ companies across the public and private sectors also fostering a trusted network of 180,000+ merchant partners on meal and 5 million+ merchants on other benefits. Every day Pluxee India works to supports 3.5 million+ consumers in 2,200+ towns nationwide.
 

Powered by innovative technology and a dedicated team, Pluxee India delivers meaningful and personalized experiences through a single card and app to enhance the well-being of its consumers at work and beyond. Carrying forward a global legacy of over five decades, Pluxee is committed to creating a positive impact on local communities, promoting sustainability, and enabling its stakeholders to do what matters the most.

For more information visit www.pluxee.in.

Canva, the global visual communication platform, has become the first international company to offer recurring subscription payments to South African customers via Capitec Pay, the account-to-account payment method built by South Africa's largest personal bank — Capitec. The milestone is made possible through Canva's ongoing partnership with EBANX, a global technology company specializing in payment services for emerging markets.

 

South Africa: a USD 23 billion e-commerce market, largely cardless

The announcement represents a shift in how global subscription businesses can reach South African consumers. Credit card penetration in the country ranges between 8% and 10% of the adult population, according to the South African Reserve Bank (https://www.resbank.co.za/content/dam/sarb/publications/media-releases/2024/payments/SARB%20Payments%20Study%20Report%202023%20Executive%20Summary.pdf) and the World Bank (https://www.worldbank.org/en/publication/globalfindex). This limitation has historically restricted the reach of traditional card-on-file subscription models, excluding 44 million people in South Africa who do not own credit cards.

Instead of needing a credit card, Capitec Pay lets clients approve a recurring payment once in the Capitec app (https://www.ebanx.com/en/insights/articles/south-africa-s-subscription-gap-has-a-bank-native-solution/). After that, participating businesses can collect future subscription payments automatically. Canva is the first international subscription service to offer recurring payments with Capitec Pay.

Capitec is South Africa's largest personal bank by customer base, with 26 million clients (https://www.capitecbank.co.za/blog/news/2026/annual-results/) and over 16 million app users. According to Capitec, one in three South African adults uses its mobile app. "For Canva, going live as the first global merchant on this infrastructure is a removal of a structural barrier that was preventing a large portion of South Africans from accessing our platform at all," said Bianca Sibiya, Canva Africa Lead.

The offering of recurring payments through Capitec Pay by Canva in South Africa is possible thanks to its partnership with EBANX, which helped enhance the solution and became the first global payment service provider (PSP) to integrate it into cross-border payment flows.

"For years, card-based billing has been treated as the default model for global subscription products, but that default was built around consumer behavior in the United States and Western Europe, not South Africa," explained Wiza Jalakasi, Commercial Lead for Africa and the Middle East at EBANX.

EBANX has become a leading enabler of recurring alternative payment methods (APMs) (https://www.ebanx.com/en/insights/articles/ebanx-expands-recurring-alternative-payments-offering/) in cross-border digital commerce across the world. Including South Africa, the company supports recurring APMs across 12 emerging markets, enabling global merchants to reach more than 1 billion consumers, many of whom lack access to credit or debit cards.

"Capitec's philosophy is to ensure that our clients experience simple, affordable and innovative services. Recurring payments through Capitec Pay is just one of the many ways we bring that simplicity to life, offering clients a payment experience they already know and trust. Through this partnership with Canva, we are expanding our trusted payment experience and giving clients access to international merchants in an accessible way," said Francois Viviers, Group Executive of Marketing and Client Experience at Capitec.

South Africa's digital commerce market continues to grow rapidly, reaching 74% of adults and annual growth projected at 20% through 2028, according to Payments and Commerce Market Intelligence (PCMI) data analyzed by EBANX. By that year, South Africa's e-commerce market is expected to represent a USD 23 billion opportunity, based on PCMI insights featured in EBANX's Beyond Borders study (https://hubs.ly/Q040LdtF0).

https://www.ebanx.com/en/
https://www.linkedin.com/company/ebanx

About EBANX

EBANX is the leading technology platform connecting global businesses to the world's fastest-growing digital markets. Founded in 2012 in Brazil, EBANX was built with a mission to expand access to international digital commerce. Leveraging proprietary technology, deep market expertise, and robust infrastructure, the platform enables global businesses to offer hundreds of local payment methods and streamline cross-border payments across Latin America, Africa, and Asia. With a global footprint, it established a technology and regulatory headquarters in Singapore in 2026. More than just payments, EBANX drives growth, enhances sales, and delivers seamless purchase experiences for businesses and end users alike.

For further information, please visit:

Website: https://www.ebanx.com/en/  
LinkedIn: https://www.linkedin.com/company/ebanx

About Canva

Launched in 2013, Canva is a free online visual communications and collaboration platform with a mission to empower everyone in the world to design. Featuring a simple drag-and-drop user interface and a vast range of templates ranging from presentations, documents, websites, social media graphics, posters, apparel to videos, plus a huge library of fonts, stock photography, illustrations, video footage, and audio clips, anyone can take an idea and create something beautiful.

For more information:

Website: https://www.canva.com/
LinkedIn: https://www.linkedin.com/company/canva-africa/

About Capitec 

Capitec Limited (JSE: CPI) is South Africa's largest retail bank by active client numbers, serving 26 million active clients. It is recognized as the country's leading digital bank, with 16 million active app users. Capitec offers simple, affordable and transparent banking solutions through innovative technology and personalized service via its app, online banking, and a network of 866 branches and 8,771 ATMs and cash-accepting devices. The Group uses data and technology to understand client needs and provide tailored solutions across Personal Banking, Business Banking, value-added services, insurance, and international consumer lending through its subsidiary AvaFin. Capitec aims to make a meaningful difference and unlock growth opportunities for all.

For further information, please visit:

Website: https://www.capitecbank.co.za/
LinkedIn: https://www.linkedin.com/company/capitec-bank/

Razorpay, India’s Omnichannel Payments Platform for Businesses, today launched RAY, an AI Account Manager on WhatsApp, in partnership with IndusInd Bank, with Bajaj Finance among the first businesses live on the platform. Built for businesses of every size, RAY gives founders an always-on, intelligent way to manage their payments and get support whenever they need it, day or night. Businesses have already had 20,000+ conversations with RAY, an early signal of how readily they are shifting to conversational, AI-led resolutions over dashboard-based ones for faster, more accessible support.

Razorpay Launches AI Account Manager on WhatsApp, with Induslnd Bank

Starting today, businesses can send RAY, Razorpay's AI Assistant, a simple message or voice note saying, “Show me a summary of my payments from yesterday” or go deeper with a request like, “Analyse my payments from the last two months and project my sales for the next two months.” RAY responds in natural language, without founders having to navigate dashboards or multiple screens to find the information they need. For India’s small businesses, getting help from their payments provider has just become as simple as texting a friend.

But the bigger shift is what happens next. For years, the largest businesses have had someone they could call to help them manage their payments and business needs. Most small and growing businesses haven't. Whether it’s checking the status of a settlement ahead of an urgent payout, sending a payment link to a customer, or issuing a refund while on the go, Razorpay is now putting that experience inside WhatsApp, the app most MSME’s already use for their business.

RAY is designed to do more than answer questions. It proactively tracks a business’s payment health and shares useful insights and actions before a business owner has to ask. From recommendations such as “Here’s how you can improve your payment success rate,” to flagging an upcoming settlement with a message such as, “Your Rs 94,600 settles Wednesday. Tuesday is a bank holiday. Would you like to get it settled today?”, RAY helps businesses stay ahead of issues and make faster decisions.

The launch marks the next evolution of RAY, Razorpay's AI-powered merchant assistance technology. While RAY was originally built to help businesses access information and support by leveraging AI, it no longer just answers questions when businesses reach out - it independently triggers actions across Razorpay’s systems. Where businesses once had to log into a dashboard to issue a refund or generate a payment link, they can now simply ask RAY to do it - on WhatsApp, in the middle of a conversation. 

The idea behind RAY started with a simple insight. Razorpay’s systems can already detect the early signs of a merchant needing support - from improving payment success to staying ahead of settlements. The opportunity was in how to act on those signals at scale. Manual outreach, however well-intentioned, depends on someone picking up the phone, one merchant at a time - a model built for hundreds of businesses, not millions. RAY was built to close that gap: turning real-time signals into real-time action, reaching every business on time, automatically.

Khilan Haria, Chief Product Officer, Razorpay said, “We’ve been thinking about how AI can fundamentally change the way businesses interact with their payments infrastructure. Millions of businesses across India are building and growing every day, and we wanted to make it easier for them to access the information, intelligent insights, and support they need along the way. With RAY, an AI Account Manager on WhatsApp, a business owner can simply ask for what they need in the most natural way possible and have it acted upon.”

He added, “More importantly, we are moving towards a world where they may not even need to ask us first. If we see an opportunity to help, whether it’s improving payment success, staying ahead of a settlement, or taking an action at the right moment, RAY will proactively reach out and help. Every founder, regardless of the size of their business, should feel like they have someone looking out for them.”

Amitabh Saraff, Head – Institutional and Government Coverage, IndusInd Bank said, "At IndusInd Bank, we are committed to making banking simpler, faster, and more accessible for businesses. Our partnership with Razorpay reflects this focus by bringing account management capabilities to a familiar platform like WhatsApp, helping make business support more immediate, intuitive, and convenient."

Bajaj – Tanaji Khot – Senior Head Banking, Bajaj Finance said, “When you're running a business, you don't always have the time to open another dashboard or follow up on multiple support channels. You just want to know what's happening and get an issue resolved quickly. Being able to simply send a message on WhatsApp makes the experience much more natural. It feels less like using another business tool and more like having someone available when you need help.”

Razorpay’s AI Agent Platform is built around a single intelligent agent that can handle a wide range of business needs end-to-end. Instead of building separate AI agents for payments, settlements, refunds, and other functions, the platform allows a single agent to draw on different capabilities, tools, knowledge, and memory depending on what a business needs in the moment. It holds full 360-degree context for each merchant, and an extensive evaluation system validates every response in real time, keeping hallucinations in check without compromising latency. The result: RAY moves seamlessly within a single conversation - from understanding what a business needs, to finding the right information, to recommending the next step, to taking the action itself.

With this launch, Razorpay is taking another step towards a future where AI doesn’t just help businesses understand what is happening, but helps them act on it. Built on Razorpay’s growing intelligence layer across payments, risk, and business operations, RAY is part of the ecosystem the company is building to make running a business simpler, more proactive, and increasingly intelligent.

About Razorpay

Razorpay, an omnichannel payments platform for businesses, strives to help Indian businesses with innovative solutions built with technology to address the payment and banking journey for businesses. Established in 2014 by alumni of IIT Roorkee, Shashank Kumar and Harshil Mathur, the company strives to provide technology payment solutions to many businesses. A few angel investors have also invested in Razorpay’s mission to simplify payments and business banking.

Decentro Earns Three Industry Recognitions, reinforcing its Leadership in Fintech Infrastructure and Embedded Finance

Two different juries, evaluating three different things, landed on the same company and the same founder in the same season. Decentro was judged as a business, as a category innovator, and for the leadership behind it. Recognition that points to something more fundamental: an infrastructure stack that most players in the space simply don't have.

The "boring" part is the actual innovation
Decentro's approach combines product infrastructure with regulated operating capabilities. The company holds RBI Payment Aggregator (PA) authorisations for online and physical payments, an IFSCA Payment Service Provider licence through its GIFT City entity, and UIDAI Offline Verification Seeking Entity certification. This stack enables enterprises to access bank-grade payment acceptance, identity verification and related financial workflows through a unified integration layer.

The company serves more than 2,000 enterprises across banking, lending, marketplaces, fintech and consumer internet, including large platforms such as AU Small Finance Bank, BharatPe, CRED, Meesho, MakeMyTrip and Muthoot Finance. Decentro's Payment Aggregator platform supports online and offline payment acceptance, including UPI, bank transfers, recurring mandates and QR-based in-store payments. Public company materials also describe its PA-Physical (PA-P) authorisation as enabling offline payment acceptance alongside its online capabilities.

Decentro processes more than USD12 billion in annual payment volume and 120 million-plus identity verifications a year, with integration timelines cut from months to days and roughly 30% lower operational costs for enterprises building on the stack. The company has also expanded its collections capabilities through Neowise, its conversational AI platform for lending collections. Neowise supports multilingual borrower engagement and human-assisted resolution workflows for lenders, and now handles close to 3 million borrower conversations a month across 12-plus Indian languages, working with lenders including Tata Capital and L&T Finance. Three physical delivery centres and 400+ trained human debt callers support the cases that need a person rather than a bot.

The leadership behind the platform
Rohit Taneja is a two-time fintech founder. Before Decentro, he co-founded Mypoolin, an early social payments platform backed by Accel, which Wibmo later acquired; PayU subsequently acquired Wibmo. He then led product and engineering for Wibmo's payment gateway business, working with financial institutions across India, Singapore, Sri Lanka and Dubai.

Founded in 2020 by Rohit Taneja and Pratik Daudkhane, Decentro is backed by Y Combinator and offers more than 150 APIs across payments, identity verification, banking and AI-led collections. Under their leadership, the company has secured its PA licence, acquired Neowise, and expanded into cross-border payments infrastructure through its IFSCA licence and GIFT City presence. Decentro's continued focus is to make financial infrastructure simpler to adopt, so businesses can spend more time building differentiated customer products.

"Being recognised at the company, innovation and leadership levels in the same year is deeply meaningful for all of us at Decentro," said Rohit Taneja, Co-founder and CEO, Decentro. "We set out to build the infrastructure behind financial products, not another standalone financial product. For our customers, that means faster launches, fewer fragmented integrations, and regulated capabilities that can be embedded directly into their customer experience. These honours reinforce the value of building compliance and reliability into the platform from day one."

Decentro was named Fintech Company of the Year for its efforts across payments, identity and collections, achieved while staying profitable on a lean ~USD10 million raised to date. Separately, the Bharat NBFC & FinTech Summit recognised Rohit for building a mechanism that lets Decentro's infrastructure operate seamlessly behind complex banking and financial products.

About Decentro
Decentro is a full-stack banking and fintech infrastructure platform founded in 2020 and backed by notable funds including Y Combinator. It enables businesses to launch and scale financial products through a unified API layer spanning payments, identity verification, banking and AI-led collections. Decentro holds RBI Payment Aggregator authorisations for online and physical payments, an IFSCA Payment Service Provider licence through its GIFT City entity, and UIDAI Offline Verification Seeking Entity certification for offline Aadhaar verification. The platform serves more than 2,000 enterprises across banking, lending, marketplaces and consumer fintech.

GoCredit's free Loan App Checker names the RBI-regulated lender behind any lending app, from RBI's official directory of 1,024 digital lending apps

A borrower types the app’s name. The free loan app safety checker searches it against the Reserve Bank of India’s public directory of Digital Lending Apps deployed by Regulated Entities - 1,024 apps as of 1 September 2026 — and against more than 9,200 RBI-registered entities. Where there is a match, the borrower sees the regulated entity behind the app, that entity’s grievance redressal officer, and the escalation route to the RBI Ombudsman. Where there is no match, the tool does not accuse: it hands the borrower a verification checklist and the official reporting channels.

Why the “not found” answer matters most

Google Play’s India policy requires personal loan apps to appear in the RBI’s DLA directory before they can be distributed. An app absent from that directory is therefore an app that should not be offering personal loans on the store at all.

That distinction is the tool’s core design decision. Lists of banned loan apps circulate widely on Indian social media, but no official public list of banned apps exists: blocking orders issued under Section 69A of the Information Technology Act are confidential by law. In a written reply to Parliament in July 2026, the Ministry of Electronics and Information Technology stated that 87 illegal loan lending applications have been blocked to date; the names in those orders are not published.

“Every viral ‘fake loan app list’ is somebody’s guess, and borrowers are making decisions about their money based on those guesses. The verifiable question isn’t which apps are banned — it’s which regulated entity is behind the app in front of you. RBI publishes that. We made it searchable,” Anupam Acharya, Co-founder and CEO, GoCredit.

How to check if a loan app is RBI registered

The company outlined the verification sequence any borrower can follow, with or without the tool:

1. Search the app name in RBI’s DLA directory. Every legitimate digital lending app in India is reported to the RBI by the bank, NBFC or housing finance company that deploys it.

2. Open the app’s About or Compliance screen. RBI rules require a lending app to name the regulated entity behind it. If no lender is named anywhere, treat that as the first red flag.

3. Read the loan agreement or sanction letter. The legal lender is named at the top; it is frequently different from the app’s brand name.

4. Never pay an advance “processing fee”. Registered lenders deduct charges from the disbursed amount; they do not collect fees by UPI before disbursal.

5. Report what does not check out. Unauthorised lending apps can be reported to the RBI at sachet.rbi.org.in, or to the national cybercrime portal at cybercrime.gov.in and helpline 1930.

What the tool deliberately does not claim

The checker never describes an app as “RBI-approved”. The RBI compiles its DLA directory from information submitted by regulated entities on its CIMS portal and publishes it, in the regulator’s own words, without further validation. A listing is a disclosure by a regulated entity, not an endorsement by the RBI — and the tool’s language reflects that distinction on every verdict it returns.

Built on regulatory architecture, not around it

The tool is a consequence of the RBI’s Digital Lending Directions, under which regulated entities must report the apps they deploy. That reporting requirement is what makes an app-level public check possible at all. GoCredit renders the resulting directory in the form a borrower can act on: searchable by the name on their phone screen, with the grievance contact attached.

Alongside the checker, GoCredit has published the complete list of RBI-registered loan apps in India, with a dedicated safety page for each app naming the regulated entity or entities that deploy it.

The company operates an AI Loan Agent that matches borrowers to lenders through a single consent-based application, rather than repeated applications across multiple instant loan apps that each trigger a credit bureau inquiry. The safety checker extends the same premise to the step before borrowing: establishing who the lender actually is.

Availability

The loan app safety checker is free, requires no signup, and is available now at gocredit.money/loan-app. The underlying directory data is refreshed from the RBI’s published source.

About GoCredit

GoCredit is a personal loan platform operated by Vijayalakshmi Technology Infinity NKB Private Limited, offering an AI Loan Agent that matches borrowers with RBI-registered lending partners through a single consent-based application.

Website: gocredit.money

Sources Referenced

1. Reserve Bank of India - public directory of Digital Lending Apps deployed by Regulated Entities (rbi.org.in, Citizen’s Corner), accessed 1 September 2026.

2. Press Information Bureau - Release ID 2287195, Ministry of Electronics and Information Technology reply to the Rajya Sabha, 21 July 2026.

3. Google Play Developer Policy - personal loan app requirements for India.

The shift is transforming how Paisabazaar builds and scales technology, significantly improving development velocity and enabling teams to take on a larger product and technology roadmap.
 

CTO Mukesh Sharma says as AI capabilities scale, Paisabazaar is able to build, test and deploy products faster and more efficiently
 

Mukesh Sharma, Chief Technology Officer, Paisabazaar, said, “AI has fundamentally changed the way our engineering teams build. But the objective is not to replace engineers—it is to make them significantly more productive, taking away repetitive development work and allowing them to spend more time on architecture, problem-solving and innovation. As AI capabilities scale, we are able to build, test and deploy products faster and more efficiently.”
 

Paisabazaar is also expanding its technology team even as AI takes on a larger role in development, reflecting the company's focus on using productivity gains to expand its technology ambition rather than simply reduce resources. As AI enhances productivity, the company sees an opportunity to build more, experiment faster and address more problems simultaneously.

AI-assisted development is now integrated across the engineering lifecycle at Paisabazaar, from writing and testing code to debugging and documentation. Engineers continue to provide human oversight across critical stages, while AI enables teams to accelerate development and focus their efforts on higher-value technology and product challenges. As the role of engineers evolves, greater emphasis is placed on systems thinking, complex problem-solving, architectural decision-making and the ability to work effectively with AI tools.

“We are not looking to build the same things with fewer people; we want to use AI to expand what we can build. AI will not reduce our ambition—it will expand the surface area of what we can build,” added Sharma.

The broader AI strategy at Paisabazaar extends beyond engineering, with the company using AI across consumer-facing experiences to simplify complex credit information, generate personalised credit insights and enable more contextual interactions. AI and machine learning are also being used across product discovery and lending journeys to enhance personalisation and decision support.
 

The company expects AI adoption across engineering and consumer experiences to deepen as the technology evolves, focusing on expanding innovation, improving productivity and delivering simpler, more personalised financial experiences at scale.

About Paisabazaar

Paisabazaar, a part of PB Fintech (listed since 2021), is India’s leading marketplace for financial products and a free credit score platform. Over the last 12+ years, Paisabazaar has earned the trust and goodwill of over 58 million consumers from 850 cities and towns across India. Paisabazaar has built wide and deep partnerships across the ecosystem, to offer a broad range of financial products, ranging from loans and cards to investments and savings along with bill payments and mobile recharge. The platform also enables consumers to check their free credit score from all 4 CICs (Credit Bureaus) in India. Paisabazaar is an ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers.

Bajaj Finance Personal Loan

The Bajaj Finance Personal Loan offers loan amounts ranging from Rs. 40,000 to Rs. 55 lakh, subject to applicable eligibility criteria. Customers can choose a repayment tenure ranging from 12 months to 108 months. The applicable interest rate ranges from 10% to 30.5% per annum, depending on the customer's profile and applicable terms.

What is new in the Bajaj Finance Personal Loan offering?
The key update is the availability of a repayment tenure of up to 108 months. Eligible customers can select a tenure between 12 months and 108 months based on their financial requirements and repayment capacity.

The extended tenure gives customers more time to repay the borrowed amount. This can be useful for customers managing larger or long-term expenses and looking to spread their repayments over a longer period.

The applicable tenure remains subject to eligibility, loan terms and other applicable conditions.

Why does the extended tenure matter?
A longer repayment tenure can reduce the monthly EMI for a given loan amount and interest rate because the repayment is spread across more months. This may help customers manage their monthly cash flow more comfortably.

However, a longer tenure can also increase the total interest payable over the loan period. Customers should therefore compare different tenure options and consider their income, existing commitments and repayment capacity before selecting a repayment schedule.

The Bajaj Finance Personal Loan allows eligible customers to consider different repayment periods based on their financial needs.

Who can benefit from the extended repayment tenure?
The extended repayment tenure can benefit customers managing larger or long-term expenses. It may be relevant for customers who prefer to spread their repayments across a longer period instead of choosing a shorter tenure with potentially higher monthly EMIs.

Customers planning expenses such as education, home improvements, medical requirements, travel or other personal needs can assess the available loan amount and repayment options based on their requirements.

What rewards are available during Loan Utsav 2026?
Loan Utsav 2026 offers a limited-period reward bundle to eligible customers whose Bajaj Finance Personal Loan is successfully disbursed during the campaign period. 10 September 2026 is the last day of the campaign.

The reward bundle includes benefits across entertainment, music, dining and shopping categories:

• Zee 5, Sony Liv & 14 other OTTs – 6 months free membership

• JioHotstar membership – 3 months

• Free 3-month Zomato Gold Membership

• Free 3-month JioSaavn Pro

• Free 45 Day Gaana membership

• Free 40+ Vouchers

The rewards are available after successful loan disbursal within the campaign period. Eligibility, reward fulfilment and other conditions are subject to the applicable Loan Utsav 2026 terms and conditions.

Customers should review the campaign terms before applying and consider their financial requirements and repayment capacity when choosing a personal loan.

What are the key features of a Bajaj Finance Personal Loan?
A Bajaj Finance Personal Loan offers a loan amount ranging from Rs. 40,000 to Rs. 55 lakh. The available repayment tenure ranges from 12 months to 108 months.

The loan is collateral-free, so eligible customers do not need to pledge an asset as security. Funds can be disbursed within 24 hours*, subject to fulfilment of applicable conditions and documentation.

The offering also provides quick approval and requires minimal documentation, subject to applicable eligibility and verification requirements.

What is the Bajaj Finance Personal Loan interest rate?
The applicable personal loan interest rate ranges from 10% to 30.5% per annum, depending on the customer's profile and applicable terms. Customers should review the applicable rate and other loan terms before accepting an offer.

The interest rate is an important factor when assessing the overall cost of borrowing. Customers should consider the interest rate along with the loan amount, tenure, EMI, processing charges and other applicable costs before accepting a loan offer.

An EMI calculator can also help customers estimate their monthly repayment based on the loan amount, interest rate and selected tenure.

How does the Bajaj Finance Personal Loan application process work?
Customers can begin the application process online by checking their eligibility and providing the required details. The application is assessed based on applicable eligibility criteria and verification requirements.

Eligible customers can select a suitable loan amount and repayment tenure based on their financial requirements. The process involves minimal documentation, subject to the customer's profile and applicable requirements.

Once the required checks and documentation are completed, the loan amount can be disbursed within 24 hours*.

Customers should review all applicable loan terms and repayment obligations before proceeding with the application.

Why consider a Bajaj Finance Personal Loan during Loan Utsav 2026?
Bajaj Finance Personal Loan offers eligible customers access to funds for a range of personal needs, along with flexible repayment tenures that can be chosen based on their financial requirements and repayment capacity. The loan is collateral-free, with funds disbursed within 24 hours*, subject to applicable conditions and documentation.

During Loan Utsav 2026, customers can enjoy additional value through a limited-period bundle of attractive rewards. Eligible customers whose personal loan is successfully disbursed during the campaign period can access a wide range of benefits, subject to applicable terms and conditions. Loan Utsav 2026 is available until 10 September 2026.

A simple and customer-focused borrowing journey
Bajaj Finance focuses on providing a structured and convenient borrowing process for customers exploring personal finance options. The Bajaj Finance Personal Loan combines flexible loan amounts, repayment tenures and collateral-free borrowing to support different financial requirements.

The availability of a repayment tenure of up to 108 months provides eligible customers with an additional option for managing monthly repayments. Customers should compare the available tenure and interest rate options and select a repayment schedule that suits their financial circumstances.

Customers can check their eligibility online and review the applicable terms for a Bajaj Finance Personal Loan.

*Terms and conditions apply

About Bajaj Finance Ltd. 
Bajaj Finance Ltd. (BFL), a subsidiary of Bajaj Finserv Ltd., is a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL serves over 124.43 million customers through a diversified portfolio comprising consumer loans, SME finance, commercial lending, rural lending, fixed deposits and payments, offered through Web, App and at 4,000+ locations. As a FinAI company, BFL is focused on continuous innovation through smart use of technology, data and analytics to drive seamless, simplified and personalized experiences for its customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BBB/Stable and a short-term rating of A-2 by S&P Global ratings. It has been assigned a ‘Baa3 Corporate Family Rating’ with Stable outlook from Moody’s Rating.

Build Credit Awareness with a Free Credit Score Check from Bajaj Finance

Regularly reviewing this information can help individuals identify changes in their credit profile and address potential inaccuracies.

How the Bajaj Finance Credit Pulse Report can help?

The Bajaj Finance Credit Pulse Report provides customers with insights into their credit profile beyond the credit score. It brings together key credit indicators that can help customers understand their current credit health.

• Credit score

• Credit history

• Credit age

• Credit mix

• Credit card utilisation

• Repayment history

• Account summary

• Credit enquiries

Reviewing these details can provide a broader understanding of how credit behaviour is reflected in the credit profile.

How to check credit score online?

Customers can complete a free credit score check online through Bajaj Finance and access their Credit Pulse Report.

The process involves a few simple steps:

Step 1: Visit the Credit Pulse Report page

Customers can visit the official Bajaj Finance website and open the Credit Pulse Report page. The option to check the credit score can then be selected.

Step 2: Verify the mobile number

The registered mobile number needs to be entered, followed by OTP verification.

Step 3: Enter the required details

Customers need to provide details such as their name, PAN, date of birth, email address, mobile number and PIN code.

Step 4: Check the credit score

After successful verification, the available credit score is displayed on the screen.

Step 5: Review the Credit Pulse Report

Customers can access the Credit Pulse Report to review their repayment history, active credit accounts, recent enquiries and other credit information. The report can also be downloaded for future reference.

What can a credit report tell customers?

A credit score is useful as a quick indicator, but it does not provide the complete picture. A credit report contains additional information that can help customers understand their credit profile.

Looking at these indicators together can give customers a more complete view of their credit health.

How can a credit score check help identify changes?

A periodic credit score check can help customers notice changes in their credit profile.

For example, a change in the score may prompt a review of:

• Recent repayment activity

• Changes in outstanding balances

• New credit accounts

• Credit card utilisation

• Recent credit enquiries

Reviewing the underlying credit information can help customers understand whether a change is expected or requires further attention.

Why is repayment history important?

Repayment history is an important part of a credit profile. It reflects how previous credit obligations have been managed.

Customers reviewing their credit report can look for:

• Missed or delayed payments

• Overdue amounts

• Incorrect repayment entries

• Payments that may not have been updated

Consistently managing EMIs and credit card dues on time can support responsible credit behaviour.

How does credit utilisation affect a credit profile?

Credit utilisation refers to the amount of revolving credit being used compared with the available credit limit.

For example, if a credit card has an available limit of Rs. 1 lakh and Rs. 30,000 is outstanding, the utilisation is 30%.

Using a large portion of available revolving credit may affect a credit profile. Reviewing utilisation regularly can therefore form part of responsible credit management.

Why should customers monitor their credit health regularly?

Credit health can change as individuals take on new credit, repay existing obligations or change how they use their available credit.

Regular monitoring can help customers:

• Keep track of their credit score

• Review active credit accounts

• Monitor repayment information

• Check recent credit enquiries

• Identify unfamiliar credit activity

• Spot potential reporting errors

A periodic review can provide greater awareness of changes in the credit profile.

How can Credit Pulse Report support credit awareness?

Credit awareness is not limited to knowing a credit score. Understanding the information behind the score can help individuals develop better visibility into their credit behaviour and overall financial profile. This is also useful when understanding creditworthiness meaning, which refers to an individual's ability and likelihood to repay borrowed money based on factors such as repayment behaviour, credit history, existing obligations and other relevant information.

Customers can use their Credit Pulse Report to review key indicators and identify areas that may need attention. For instance, an unfamiliar account or incorrect repayment entry can be investigated, while consistently high credit utilisation can prompt a review of credit usage.

What habits can help maintain a healthy credit profile?

Maintaining a healthy credit profile generally requires consistent financial behaviour over time.

Customers can consider the following practices:

• Pay EMIs and credit card dues on time.

• Keep credit utilisation under control.

• Avoid unnecessary credit applications within a short period.

• Review credit reports periodically.

• Check that reported account information is accurate.

• Borrow within a manageable repayment capacity.

There is no instant way to establish a strong credit history. Consistent and responsible credit management remains important.

Build better credit awareness with regular monitoring

A credit score can provide a quick view of credit health, but reviewing the information behind the score can offer greater context. Repayment history, existing accounts, credit utilisation and recent enquiries can all provide useful insights into an individual's credit profile.

A free credit score check through Bajaj Finance can serve as a starting point for building credit awareness, while the Credit Pulse Report can help customers review key aspects of their credit profile. Regular monitoring and responsible credit habits can help individuals remain informed and make more considered financial decisions.

*Terms and conditions apply.

About Bajaj Finance Limited

Bajaj Finance Ltd. (BFL), a subsidiary of Bajaj Finserv Ltd., is a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL serves over 124.43 million customers through a diversified portfolio comprising consumer loans, SME finance, commercial lending, rural lending, fixed deposits and payments, offered through Web, App and at 4,000+ locations. As a FinAI company, BFL is focused on continuous innovation through smart use of technology, data and analytics to drive seamless, simplified and personalized experiences for its customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BBB/Stable and a short-term rating of A-2 by S&P Global ratings. It has been assigned a ‘Baa3 Corporate Family Rating’ with Stable outlook from Moody’s Rating.

(L-R): Sujeet Tyagi, COO, Montran India; Shri Adv. Ashish Shelar, Hon' Minister, Government of Maharashtra for IT, Electronics, AI, and Cultural Affairs; Julie Esca, CEO, Montran India

The Summit focused on India’s evolving financial ecosystem and the next set of opportunities across payments, capital markets and emerging technologies. Discussions centred on how India can build on the scale achieved in digital payments while developing financial infrastructure that is faster, more resilient and equipped for an increasingly real-time economy. As part of the programme, Montran also showcased its work around AI-led Payment Intelligence, highlighting how artificial intelligence and greater automation can strengthen areas such as fraud and risk management across increasingly complex digital payment environments.

Speaking on the occasion, Julie Esca, CEO, Montran India, said, “India has already won the first phase of its fintech journey by achieving extraordinary speed, scale and adoption. The next phase will be defined by trust, built transaction by transaction through resilient infrastructure, stronger authentication and fraud detection, and technology that performs reliably every time. India’s regulatory landscape, transaction volumes and customer expectations are evolving at an unmatched pace, compelling the industry to continuously innovate. The solutions we are developing here are not only addressing the needs of one of the world’s most demanding financial markets but are also strengthening Montran’s global product capabilities. As financial infrastructure becomes increasingly real-time and intelligent, lasting partnerships between banks, regulators and technology providers will be critical.”

Shri Adv. Ashish Shelar, said, “India’s digital public infrastructure has demonstrated how technology can democratise access to financial services at an unprecedented scale. If the previous decade was about democratizing access, the next must be about democratizing intelligence through responsible AI. As India’s financial capital, Mumbai is well positioned to become a global centre for financial technology innovation, where companies can design in Maharashtra, build for India and scale for the world. As we move forward, security by design, accountability by design and inclusion by design must remain non-negotiable. By combining India’s scale with global expertise, we can build financial systems that are faster, more resilient and accessible, and help define the future of global finance.”

The Summit featured two panel discussions examining key developments across India’s financial infrastructure. The capital markets discussion highlighted how India’s successful instant payments revolution has helped pave the way for a rapid and seamless transition to T+1 securities settlement, while positioning the market for a future move to T+0. India’s securities market infrastructures also shared how their technology strategies are enabling progress on multiple fronts, notably tokenization and internationalization, with the resulting efficiencies and opportunities set to benefit the country’s large and fast-growing investor base. The second explored how banks and financial institutions can build more resilient, scalable and AI-enabled payment systems for an increasingly always-on digital economy.

The discussions pointed to a broader shift underway in India’s financial ecosystem: having built payments infrastructure at a scale few markets have matched, the industry is now turning to what comes next, from faster securities settlement to more resilient, AI-enabled risk management. Montran said the Summit will continue to serve as an annual platform for that conversation, as Montran India works with the industry to build the country’s next generation of financial infrastructure.

Senior representatives from NSDL, NSE Clearing Limited, IFSCA, Bank of India, Axis Bank and Montran participated in the panel discussions, sharing perspectives on the evolving payments and capital markets landscape.

About Montran India
Founded in 2013, Montran India is the largest subsidiary of Montran, delivering payment and capital market infrastructure solutions to India's banks and financial institutions. The company is a certified technology partner of NPCI and SWIFT, and holds ISO 27001/9001 certifications. It operates six offices across India, led from its head office in Mumbai. Discover more at www.montran.in

About Montran
Montran is the leading provider of Payment and Capital Market Infrastructure solutions, servicing the world's foremost financial institutions with mission-critical installations and operations in over 90 countries. Discover more at www.montran.com

Since inception, the fund has outperformed its benchmark, BSE 500 TRI, by 3.85 percentage points under the Regular Plan and 5.47 percentage points under the Direct Plan

Bajaj Finserv Flexi Cap Fund follows a megatrend investing strategy, pairing this long-term lens with the freedom to invest across large cap, mid cap and small cap companies subject to minimum 65% investment in equity and equity-related instruments. The flagship fund of Bajaj Asset Management Limited (formerly known as Bajaj Finserv Asset Management Limited) completed three years since inception on 14 August 2026.

In its journey, the fund has regularly outperformed the benchmark. Since inception, the Regular Growth plan delivered 16.59% annualised returns and the Direct Growth plan delivered 18.21%, compared with 12.74% for its benchmark, BSE 500 TRI. Over the last year, the respective returns were 9.85% and 11.26%, against the benchmark’s 4.93%*.

The milestone marks three years of following structural change across sectors and company sizes.

*Source: Internal Analysis, MFI360 and Bloomberg. Data as of August 13, 2026. Past performance may or may not be sustained in future.

What is a megatrend?

A megatrend is a deep and lasting change in how an economy or society works. It usually unfolds over many years, cuts across industries and can alter how businesses compete and how people live, work and consume. A trend may dominate headlines for a few quarters; a megatrend can reshape an economy for years.

For instance, digitisation has changed banking, shopping, entertainment, logistics and healthcare. Rising incomes and urbanisation can influence financial services, housing, travel and discretionary consumption. Manufacturing policies, cleaner energy and infrastructure development can open opportunities across industrial businesses and their supply chains.

These forces often reinforce one another. Electric mobility, for example, sits at the meeting point of technology, regulation, environmental priorities and consumer behaviour. Its effects can extend from vehicle makers to component suppliers and charging networks. Digital payments offer another example: smartphone adoption, affordable data, payment infrastructure and changing consumer habits have together altered how transactions are made.

Megatrend investing is therefore not one narrow sector call. It can cut across industries, markets and even geographies.

Six lenses for a changing economy

Bajaj Finserv Flexi Cap Fund studies megatrends through its T.R.E.N.D.S. framework: Technological, Regulatory, Economic, Nature, Demographic and Social.

Each lens captures a different source of long-term change:

• Technological: Advances such as digitisation, automation and artificial intelligence can change how industries operate and deliver products or services.

• Regulatory: Policy and regulatory shifts, including manufacturing and infrastructure initiatives, can reshape industries or create new markets.

• Economic: Structural changes such as financialisation, rising consumption and infrastructure expansion can influence long-term business growth.

• Nature: Environmental priorities such as sustainability, clean energy and cleaner mobility are gaining momentum, and businesses responding to them may be aligned for future growth.

• Demographic: A large working-age population, rising incomes and urbanisation are supporting consumption and economic growth.

• Social: Evolving lifestyles and consumer behaviour, including urbanisation and the growing focus on health and wellness, are creating new patterns of demand across industries.

The portfolio process

Identifying a megatrend is the starting point. The next step is to determine whether that long-term change can translate into a viable opportunity at the company level. For fund managers, a company needs to meet the following parameters to be considered for the portfolio:

• It should be a beneficiary of the trend

• It should offer a monetizable opportunity

• It should have strong fundamentals

• It should be trading at favourable valuations

The investment process begins with a universe of roughly 1,100 stocks. Applying the megatrends lens narrows this to around 340 to 380 companies whose businesses may be positioned to participate in one or more of the structural shifts identified through the T.R.E.N.D.S. framework.

Top-down research examines how these shifts may affect economies, industries and value chains. Bottom-up analysis then assesses individual companies. The process also incorporates the AMC’s INQUBE philosophy, combining informational, quantitative and behavioural insights in investment decisions. From the screened universe, a portfolio of approximately 40 to 60* holdings may be constructed.

*The number of stocks mentioned is tentative and for understanding purposes only; the final portfolio may hold more or fewer names depending on prevailing market conditions. Source: Internal Analysis. The data provided in the communication is based on latest available information and is subject to change in future. The AMC is not responsible for any decision taken based on the data disclosed in the communication. 

Flexible approach

A megatrend does not arrive labelled large cap, mid cap or small cap. A large company may have the resources to scale a new market. A mid-sized business may gain share as an industry expands. A smaller company may own a specialised capability within a developing value chain.

A flexi cap mandate lets the fund manager follow opportunities without maintaining a fixed allocation across market-cap segments subject to minimum 65% investment in equity and equity related instruments. As of July 31, 2026, Bajaj Finserv Flexi Cap Fund held 44.17% in large cap companies, 23.02% in mid cap companies and 29.33% in small cap companies. The allocation reflects the opportunities identified through the investment process rather than a pre-set balance among the three market-cap segments.

The portfolio’s strategic choices extend beyond market cap allocation. Its active share against the BSE 500 TRI stood at 70% as of July 31, 2026. Active share measures how far a portfolio’s holdings and weights differ from its benchmark, offering an indication of how distinctly it is positioned.

Source: Internal Analysis | Active share is calculated vis-a-vis scheme benchmark i.e. BSE 500 TRI | Data as on July 31, 2026.

Conclusion

At three, Bajaj Finserv Flexi Cap Fund has established a distinct investment identity: megatrends provide the direction, while flexi cap investing provides the freedom to pursue their beneficiaries across company sizes and sectors.

For investors with a long horizon and the ability to accept equity market fluctuations, the fund brings several engines of structural change into one portfolio. Structural changes can advance unevenly, and the companies positioned to benefit from them can change over time. The fund’s flexi cap mandate allows the portfolio to adjust as those opportunity sets evolve.

Investors can invest in Bajaj Finserv Flexi Cap Fund through a lump-sum investment or a Systematic Investment Plan (SIP). After completing the applicable KYC requirements and carefully reviewing the scheme-related documents, investors may invest through the official website of Bajaj Asset Management Limited, an authorised mutual fund distributor or an eligible third-party investment platform or app. Investors should consider their investment objectives, time horizon and risk appetite before investing.

Past performance may or may not be sustained in future.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Bajaj Finserv Flexi Cap Fund

For the performance of other schemes managed by the Fund Managers which have completed 1 year or more than 1 year since inception, please visit https://www.bajajamc.com/downloads?factsheet and download the latest Factsheet or click here.

Bajaj Finance Personal Loan

A Bajaj Finance Personal Loan is designed to help customers manage both planned and unexpected expenses. Whether the requirement is for home renovation, higher education, travel, weddings or medical emergencies, the loan offers a convenient and collateral-free financing solution through a simple online application process.

What is new in Loan Utsav 2026?

Loan Utsav 2026 introduces an exclusive reward bundle for eligible customers who apply for a Bajaj Finance Personal Loan during the campaign period. Extended until 10 September 2026, the campaign provides eligible customers an opportunity to access flexible financing along with additional lifestyle and entertainment benefits.

Customers whose Bajaj Finance Personal Loan is successfully disbursed within the campaign period can avail of the reward bundle, which includes OTT subscriptions, music memberships, dining benefits, and vouchers. The rewards are applicable only on successful loan disbursal during the campaign period and are subject to applicable terms and conditions.

The reward bundle includes:

• Zee 5, Sony Liv & 14 other OTTs – 6 months free membership

• JioHotstar membership – 3 months

• Free 3-month Zomato Gold Membership

• Free 3-month JioSaavn Pro

• Free 45 Day Gaana membership

• Free 40+ Vouchers

What is the Bajaj Finance Personal Loan?

A Bajaj Finance Personal Loan is a collateral-free financing solution that helps customers manage both planned and urgent expenses. Customers can apply online without pledging any asset as security.

The loan offers financing from Rs. 40,000 to Rs. 55 lakh, making it suitable for different financial requirements. Borrowers can choose a repayment tenure ranging from 12 months to 108 months, helping them select an EMI that aligns with their financial situation.

What is new in the loan offering?

Along with the Loan Utsav reward bundle, the Bajaj Finance Personal Loan now offers a repayment tenure of up to 108 months.

The extended tenure provides customers with greater flexibility when planning repayments. Instead of opting for shorter repayment periods, eligible borrowers can spread repayments over a longer duration, which may help reduce monthly EMI obligations.

This feature is particularly useful for customers borrowing larger loan amounts or planning significant expenses.

Why does the extended tenure matter?

A longer repayment tenure gives borrowers more flexibility in managing their monthly finances.

Customers can choose a repayment period between 12 months and 108 months, depending on their eligibility and financial requirements. A longer tenure may result in lower monthly EMIs, making it easier to balance loan repayments with other household expenses.

This flexibility supports better financial planning while allowing customers to borrow according to their needs.

Who can benefit from the Bajaj Finance Personal Loan?

A Bajaj Finance Personal Loan is suitable for customers who require funds for various personal financial needs.

It can help finance:

• Wedding expenses

• Medical emergencies

• Home improvement projects

• Higher education

• Travel plans

Customers looking for flexible repayment options and quick access to funds may find the product suitable for managing both expected and unexpected expenses.

What is the Bajaj Finance Personal Loan interest rate?

The personal loan interest rate for a Bajaj Finance Personal Loan ranges from 10% to 30.5% per annum, depending on the applicant's eligibility and credit assessment.

The final interest rate may vary based on several factors, including the applicant's financial profile and applicable lending criteria.

Customers are encouraged to review the applicable personal loan interest rate before submitting their application to understand the expected borrowing cost.

How does the application process work?

Applying for a Bajaj Finance Personal Loan is designed to be simple and convenient.

Customers can complete the application online by providing basic personal and financial details and uploading the required documents. After verification and approval, eligible applicants can receive the loan amount within 24 hours*.

The process involves minimal documentation and does not require any collateral, making it easier for eligible customers to access funds.

Key features of the Bajaj Finance Personal Loan

The Bajaj Finance Personal Loan offers several features designed to support different borrowing needs:

• Loan amount from Rs. 40,000 to Rs. 55 lakh

• Repayment tenure from 12 months to 108 months

• Personal loan interest rate ranging from 10% to 30.5% per annum

• Collateral-free financing

• Quick approval process

• Minimal documentation

• Disbursal within 24 hours* for eligible customers

• Limited-period Loan Utsav reward bundle for eligible applicants

A customer-focused lending approach

Bajaj Finance continues to focus on providing accessible and convenient lending solutions through a simple digital application process, simple eligibility criteria, and flexible repayment options. The addition of the Loan Utsav reward bundle further enhances the value available to eligible customers while supporting their financial goals.

Customers interested in a Bajaj Finance Personal Loan can check their eligibility and apply online through the official website or the app.

*Terms and conditions apply.

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

GTA 6 is set to arrive in India on 19 November 2026 for PlayStation 5, Xbox Series X, and Xbox Series S

Customers looking to upgrade their gaming setup can purchase consoles, televisions, and accessories on an Easy EMI Loan from Bajaj Finance. With financing of up to Rs. 5 lakh and repayment tenures ranging from 3 to 60 months, customers can spread the cost into manageable monthly instalments without a large upfront payment. Customers can visit any of the 1.5 lakh+ Bajaj Finance partner stores, check their pre-approved limit online using their mobile number and OTP, and take home their preferred products the same day. Select products also come with a zero down payment offer.

Five things to know about GTA 6 before it launches in India

1. Release date and platform availability

• Launch date: 19 November 2026

• Supported platforms: PlayStation 5, Xbox Series X, and Xbox Series S

• Not available on: PlayStation 4 and Xbox One

• PC version: Not yet announced — a later release is widely expected

• Players who do not own a current-generation console will need to upgrade before launch day

2. GTA 6 price in India and available editions

GTA 6 is expected to launch in two editions in India.

• Standard Edition: Rs. 5,999 — includes the base game with all core features

• Ultimate Edition: Rs. 7,499 — includes additional in-game content and bonus items

3. How and where to pre-order GTA 6 in India

• Digital editions: GTA 6 pre-orders officially began on 25 June 2026 for PlayStation 5 and Xbox Series X/S

• Pre-order benefits: Select editions may include bonus in-game content

4. Key features and gameplay

• Dual protagonists: Players follow Lucia Caminos and Jason Duval across the fictional state of Leonida

• Expanded open world: Cities, beaches, highways, swamps, and rural regions — reportedly the largest map in GTA history

• Dynamic weather system: Weather changes dynamically throughout the game world

• Improved NPC behaviour: Non-playable characters react more naturally to player actions

• More interiors: Significantly more enterable buildings and activities than previous titles

5. Hardware requirements and gaming setup costs in India

GTA 6 launches on PS5, Xbox Series X, and Xbox Series S. Rockstar has not confirmed PC requirements — industry estimates suggest the following minimum specifications.

• Processor: Intel Core i7-9700K or AMD Ryzen 7 3700X

• RAM: 16 GB minimum

• Graphics card: NVIDIA RTX 3080 or AMD RX 6800 XT

• Storage: 150 GB SSD minimum

Estimated costs for a complete GTA 6 gaming setup in India:

• PS5 or Xbox Series X: Rs. 49,990 to Rs. 54,990

• 4K Smart TV, 43 to 55 inch: Rs. 25,000 to Rs. 65,000

• Gaming headset: Rs. 2,000 to Rs. 30,000

• Gaming controller: Rs. 5,000 to Rs. 8,000

• Estimated total setup cost: Rs. 70,000 to Rs. 1,50,000

Disclaimer: EMIs and prices may vary by partner store, offer period, location, and variant. Please check the latest information at the partner store before purchase.

How to buy a gaming setup for GTA 6 from Bajaj Finance partner stores?

Indian gamers looking to build or upgrade their setup can follow these steps at any Bajaj Finance partner store.

1. Browse products on Bajaj Mall: Customers can explore gaming consoles, televisions, gaming headsets, and accessories, and compare specifications, prices, and features before visiting a store.

2. Find a nearby partner store: Customers can use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or Reliance Digital.

3. Check the products in person: At the store, customers can compare shortlisted products based on performance, display quality, and gaming specifications.

4. Opt for an Easy EMI Loan: Customers can finance purchases of up to Rs. 5 lakh with repayment tenures from 3 to 60 months. Select products may also come with zero down payment.

5. Use the Insta EMI Network Card: Existing cardholders can convert purchases into EMIs instantly through a paperless process.

6. Complete the purchase: Once financing is approved, the purchase is processed immediately, and customers can take home their gaming setup the same day.

Bajaj Finance Limited

Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

To know more, visit www.bajajfinserv.in.

Bajaj Finance Personal Loan
 

Eligible customers who successfully receive a Bajaj Finance Personal Loan during the Loan Fest period may receive a complimentary voucher bundle.
 

Rewards available during loan fest

Eligible customers will receive an exclusive reward bundle on successful loan disbursal that includes:

• Zee 5, Sony Liv & 14 other OTTs – 6 months free membership

• JioHotstar membership – 3 months

• Free 3-month Zomato Gold Membership

• Free 3-month JioSaavn Pro

• Free 45 Day Gaana membership

• Free 40+ Vouchers
   

The reward bundle will be offered upon successful loan disbursal and is subject to customer eligibility and applicable terms and conditions.
 

Why choose Bajaj Finance Personal Loan?

Bajaj Finance continues to be a trusted provider of unsecured personal loans with a seamless application process. Key features include:

• Loan amount ranging from Rs. 40,000 to Rs. 55 lakh

• Interest rates ranging from 10% to 30% per annum

• Quick approval based on eligibility

• Funds disbursed within 24 hours*

• Flexible repayment tenure ranging from 12 months to 108 months

• Minimal documentation

• No collateral required

• Fully digital application process
   

During Loan Fest, these benefits are complemented by an exclusive reward bundle, making the borrowing experience even more rewarding.
 

Estimate your EMIs before you apply

Applicants can use the personal loan EMI calculator available on the Bajaj Finance website before applying for a loan. The calculator helps applicants:

• Estimate monthly EMIs based on the loan amount, interest rate, and repayment tenure

• Compare different repayment options

• Select a repayment plan that suits their monthly budget

• Make informed borrowing decisions with greater confidence
   

How to apply for a Bajaj Finance Personal Loan during loan fest

Applying for a Bajaj Finance Personal Loan is simple:

1. Visit the website: Customers begin by visiting the Bajaj Finance website and navigating to the Personal Loan page.

2. Check loan eligibility: Customers enter the required loan amount and select the preferred repayment tenure. They then click "CHECK LOAN OFFER".

3. Enter personal details: Customers provide their personal, financial, and employment details to receive a personalised loan offer.

4. Review the loan offer: Customers review the available loan offer and may adjust the loan amount or repayment tenure based on their requirements.

5. Complete KYC verification: Customers complete the KYC process and verify their bank account details to facilitate disbursal.

6. Application assessment: The application is submitted for assessment, following which a loan specialist contacts the customer regarding the next steps in the process.

Eligible customers may receive funds within 24 hours* after approval and successful verification.
 

A rewarding borrowing experience

Whether the requirement is for home renovation, education, travel, medical expenses, or any other planned or unexpected expense, the Bajaj Finance Personal Loan provides quick access to funds without collateral. During Loan Fest, eligible customers can also enjoy an exclusive bundle of entertainment, dining, music, and shopping benefits, making successful loan disbursal even more rewarding.
 

Terms and conditions apply*
 

About Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

Cashfree Payments, India’s leading AI-native payments company, today announced it is offering 0% payment gateway fees for all new businesses signing up on its platform, on the first Rs. 20 lakh of Gross Merchandise Value (GMV) until 31st March 2027. The offer targets early-stage and growing sellers across their own online channels.

Offer aims to provide a launchpad to SMBs ahead of the festive season

Through this offer, Cashfree Payments aims to give businesses a genuine launchpad ahead of the festive season. This period is when most small businesses do the bulk of their annual business, but it typically comes with its own cost pressures. Discounts and offers eat into margins just as sales peak, and payment gateway fees eat into that margin further. By removing its own fee from this window entirely, Cashfree is handing sellers back real margin and cash they can redirect into inventory, ads, or logistics instead.

Akash Sinha, Co-founder & CEO of Cashfree Payments, said, "An average SMB or D2C business makes 40% of their annual sales during the festive season. Getting the payments layer right during these weeks matters more than at any other point in the year. We've also seen that 90% of new sellers signing up ahead of the season record a GMV under ₹20 lakh during the entire period, which means this offer effectively covers their entire festive run. That's significant breathing room for a business to put money into offers, inventory, or wherever it's needed most. This is the kind of launchpad we want every SMB to have with us."

Alongside the fee waiver, new merchants can go live on Cashfree within minutes of signing up, against the industry norm of multiple days. They also get next-day settlement, against the standard two-day cycle, improving cashflow to fund the next round of ads or restocking during peak sale days. Every merchant onboarding under the offer is assigned a dedicated account manager from the point of signup, so sellers get support during the critical sale period. Taken together, the offer combines zero-cost onboarding with the fastest go-live and settlement cycle available to SMBs in India today, making it the strongest festive-season offers in the industry.

Businesses looking to go live ahead of the festive season can sign up on Cashfree Payments at cashfree.com to claim the 0% fee offer before it ends on 31st March 2027.

About Cashfree Payments

Founded in 2015, Cashfree Payments is India's largest payments platform, processing over USD 80 billion in transactions annually for more than a million businesses–from high-growth startups, ecommerce & D2C brands, SMBs, and enterprises.

Businesses use Cashfree Payments to collect payments across 180+ payment modes, provide seamless one-click checkout to their customers to improve conversions, and conduct cross-border payments across 176+ countries and 140+ currencies. Built for scale, Cashfree’s infrastructure handles an industry-leading 12,000 transactions per second, processing peak volumes without friction.

Alongside payments, Cashfree Payments offers Secure ID, an identity verification stack with a comprehensive suite of APIs and KYC components. Secure ID enables fintechs and startups to streamline compliant onboarding and KYC flows by minimising user inputs, thus reducing drop-offs, intelligently verifying identity documents, and detecting fraud and anomalies with high accuracy.

Cashfree Payments is India’s first AI-native payments platform, enabling AI agents to process invoices and conduct payments autonomously through its MCP server, and allowing businesses to embed payments natively within AI chatbots through Cashfree Here.

The company was one of the first fintech companies to hold all three RBI licenses of Payment Aggregator (PA), Payment Aggregator-Cross Border (PA-CB), and Prepaid Payment Instrument (PPI). Cashfree Payments is backed by Silicon Valley investor Y Combinator, Apis Partners, State Bank of India (SBI), KRAFTON, and was incubated by PayPal.

Bajaj Finance Personal Loan

The campaign aims to help customers finance both planned and unexpected expenses, including home renovation, higher education, weddings, travel, and medical emergencies. With minimal documentation, collateral-free borrowing, and a fully digital application journey, the Bajaj Finance Personal Loan offers a convenient solution for customers looking for quick and flexible financing.

Attractive rewards during Loan Fest 2026

As part of Loan Fest 2026, eligible customers whose Bajaj Finance Personal Loan is successfully disbursed during the campaign period may receive an exclusive reward bundle. The bundle has been curated to provide additional value by combining entertainment, dining, music, and lifestyle benefits alongside the loan. These rewards are available only to eligible customers and are subject to the applicable campaign terms and conditions.

The reward bundle includes:

• Zee 5, Sony Liv & 14 other OTTs – 6 months free membership

• JioHotstar membership – 3 months

• Free 3-month Zomato Gold Membership

• Free 3-month JioSaavn Pro

• Free 45 Day Gaana membership

• Free 40+ Vouchers

The exclusive rewards complement the standard features of the Bajaj Finance Personal Loan, making the borrowing experience more rewarding during the campaign period.

Why apply for a Bajaj Finance Personal Loan online?

Applying for a Bajaj Finance Personal Loan online enables customers to complete the borrowing process conveniently without visiting a branch. The end-to-end digital application journey requires minimal documentation and allows eligible customers to check their loan offer, complete the application, and submit the required details online.

Eligible applicants may receive quick approval, and funds can be disbursed within 24 hours* after approval and successful verification. The digital process is designed to provide customers with a faster and more convenient borrowing experience.

Flexible borrowing with repayment tenure of up to 108 months

One of the key highlights of the Bajaj Finance Personal Loan is the flexible repayment tenure ranging from 12 months to 108 months.

The extended tenure gives customers greater flexibility to choose a repayment schedule that suits their financial goals and monthly budget. A longer repayment period may help reduce monthly EMIs compared with a shorter tenure for the same loan amount, enabling borrowers to manage larger financial commitments more comfortably.

The personal loan interest rate ranges from 10% to 30% per annum, depending on factors such as the customer's eligibility, credit profile, income, and internal assessment.

Features of Bajaj Finance Personal Loan

The Bajaj Finance Personal Loan is designed to support a wide range of personal financial requirements while offering a convenient borrowing experience.

Key features include:

• Loan amount ranging from Rs. 40,000 to Rs. 55 lakh

• Repayment tenure from 12 months to 108 months

• Personal loan interest rate from 10% to 30% per annum

• Collateral-free loan

• Quick approval for eligible applicants

• Funds disbursed within 24 hours*

• Minimal documentation

• Fully digital application process

These features enable customers to borrow according to their financial requirements while choosing a repayment option that aligns with their budget.

Estimate your EMI before applying

Customers can use the personal loan EMI calculator available on the Bajaj Finance website before submitting an application. The calculator helps customers estimate monthly EMIs based on the selected loan amount, applicable interest rate, and repayment tenure.

It also enables customers to compare different repayment options, understand their repayment commitments, and make informed borrowing decisions before applying for a Bajaj Finance Personal Loan.

How to apply for a Bajaj Finance Personal Loan online

Applying for a Bajaj Finance Personal Loan is simple and can be completed in a few steps:

1. Visit the website: Customers begin by visiting the Bajaj Finance website and navigating to the Personal Loan page.

2. Check loan eligibility: Customers enter the required loan amount and select the preferred repayment tenure. They then click "CHECK LOAN OFFER".

3. Enter personal details: Customers provide their personal, financial, and employment details to receive a personalised loan offer.

4. Review the loan offer: Customers review the available loan offer and may adjust the loan amount or repayment tenure based on their requirements.

5. Complete KYC verification: Customers complete the KYC process and verify their bank account details to facilitate disbursal.

6. Application assessment: The application is submitted for assessment, following which a loan specialist contacts the customer regarding the next steps in the process.

Eligible applicants may receive funds within 24 hours* after approval and successful verification.

A rewarding digital borrowing experience

Loan Fest 2026 reflects Bajaj Finance's continued focus on providing customer-centric lending solutions through a seamless digital experience. By combining attractive rewards with flexible repayment tenure, competitive personal loan interest rate options, collateral-free borrowing, and quick access to funds, the campaign provides additional value for eligible customers applying for a Bajaj Finance Personal Loan online.

Eligible customers can visit the Bajaj Finance website to check their loan offer and apply online during the Loan Fest campaign period.

Terms and conditions apply*

About Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

Boult Earbuds in India 2026: Five Reasons They Are the Smartest Budget Pick

After shortlisting a suitable Boult earbud model, shoppers can browse options on Bajaj Mall and compare battery life, calling features, gaming modes, and prices before visiting a Bajaj Finance partner store. A Bajaj Finance Easy EMI Loan offers financing of up to Rs. 5 lakh with repayment tenures from 3 to 60 months, while the Insta EMI Card provides a reusable credit limit of up to Rs. 3 lakh with zero annual fee. Select models may also be available with a zero down payment offer. Both financing options require shoppers to be physically present at a partner store to apply.

What makes Boult earbuds worth buying in 2026?

From long battery life to gaming-friendly features, Boult earbuds pack several premium features into accessible price points.

1. Long battery life for uninterrupted entertainment

Several Boult models offer up to 60 hours of total playback with the charging case. Fast charging delivers hours of listening time in just a few minutes -- useful for commuters, students, and professionals who cannot afford frequent recharging breaks.

2. Powerful bass and immersive sound

Boult earbuds use large dynamic drivers, including 13 mm BoomX drivers on several models, tuned for punchy bass and clear vocals. The sound profile suits music, movies, and podcasts without paying a premium price.

3. Low-latency mode for smoother gaming and streaming

Many Boult earbuds feature Combat Mode with latency as low as 45 ms, reducing the delay between on-screen action and audio output for a more responsive gaming experience and better lip-sync during video streaming.

4. ENC-powered calling with dependable wireless connectivity

Boult integrates Environmental Noise Cancellation across several models to reduce background noise during calls. Bluetooth 5.3 or 5.4 on many recent models adds stable connectivity, faster pairing, and reliable everyday performance.

5. Wide range of affordable options

Boult earbuds are priced from under Rs. 1,000 to around Rs. 1,800, with ENC, low-latency gaming mode, large dynamic drivers, and long battery life available across the range.

Best Boult earbuds in the affordable segment in 2026

The models below highlight some of Boult’s best affordable earbuds in 2026, compared by battery life, audio, calling, and gaming features.

Boult W20
Price: Rs. 899

Why it works: Features 13 mm BoomX drivers, up to 32 hours of total playback, Zen ENC for clearer calls, and a 45 ms Combat Mode for gaming and streaming.

Boult Z40
Price: Rs. 1,099

Why it works: Offers up to 60 hours of total playback, 10 mm BoomX drivers, Zen ENC, adaptive low-latency mode, and fast charging that delivers around 100 minutes of playback from a 10-minute charge.

Boult Z40 Pro
Price: Rs. 1,299

Why it works: Delivers up to 100 hours of playback, Zen Quad Mic ENC for clearer conversations, Bluetooth 5.3, and 45 ms low-latency mode for gaming and entertainment.

Boult Klarity 4
Price: Rs. 1,299

Why it works: Brings active noise cancellation and quad microphones to the affordable segment, with Bluetooth 5.4 for improved wireless stability and a more immersive listening experience.

Boult x Mustang Torq
Price: Rs. 1,799

Why it works: Distinctive styling with LED lighting effects, up to 60 hours of playback, Bluetooth 5.4, 45 ms Combat Mode, Boult Amp app connectivity, and fast charging.

How to buy Boult earbuds from a Bajaj Finance partner store

Splitting the cost of a new earbuds into monthly instalments makes the upgrade significantly more manageable. Shoppers can follow these steps to complete the purchase:

1. Browse on Bajaj Mall: Compare earbuds brands across price segments by battery life, calling features, and gaming mode before visiting a store

2. Find a partner store: Visit any of the 1.5 lakh+ Bajaj Finance partner stores across 4,000+ cities, including Reliance Digital, Croma, and Vijay Sales

3. Check in person: Evaluate fit, comfort, and available models with in-store staff before deciding

4. Choose an EMI plan: Financing of up to Rs. 5 lakh is available through the Easy EMI Loan or Insta EMI Card, with zero down payment on select models and tenures from 3 to 60 months

5. Complete the purchase: Once approved, the transaction is processed immediately and the earbuds can be taken home the same day

Bajaj Finance Limited

Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

To know more, visit www.bajajfinserv.in.

Panasonic Washing Machines in 2026: Five Models with AI Connectivity, Built-In Heaters, and Smart Fabric Care

After narrowing down the right capacity and features, Panasonic washing machines can be compared on Bajaj Mall before purchase at a nearby Bajaj Finance partner store. The Easy EMI Loan offers financing of up to Rs. 5 lakh with repayment tenures from 3 to 60 months, while the Insta EMI Card provides a credit limit of up to Rs. 3 lakh. Select models may also be available with zero down payment offers. Both financing options require the buyer to be physically present at a partner store to apply.

Top 5 Panasonic washing machines with latest features in 2026

From AI-powered connectivity to built-in heaters and gentle fabric care, these five Panasonic washing machines cover a range of household sizes and laundry needs.

Panasonic NA-F65LF3CRB

Price: Rs. 23,500 | Capacity: 6.5 kg | Type: Fully Automatic Top Load
Why it works: A practical entry into Panasonic's fully automatic range, this model suits couples and small households. Its 5 Star rating supports lower electricity consumption, while Active Foam Wash improves detergent penetration for effective stain removal. Drynamic Spin removes more water after washing to reduce drying time, and 12 wash programmes cover everyday fabrics and delicates.

Panasonic NA-F70CH4CRB

Price: Rs. 24,500 | Capacity: 7 kg | Type: Fully Automatic Top Load
Why it works: This model adds a built-in heater for hot water washing, StainMaster+ for stain treatment, and MirAIe connectivity for smartphone control. Fifteen wash programmes provide flexibility across fabrics, while the 5 Star rating and 7 kg capacity make it suitable for small families.

Pro tip: MirAIe allows users to schedule washes remotely and receive maintenance alerts, making it worth setting up from the start.

Panasonic NA-F80CH4CRB

Price: Rs. 27,400 | Capacity: 8 kg | Type: Fully Automatic Top Load
Why it works: This 8 kg model combines a built-in heater, StainMaster+, MirAIe, and Drynamic Spin. The larger drum accommodates towels, bedsheets, and regular family loads, while the 5 Star rating supports efficient daily use. It is a practical choice for families of three to four seeking smart connectivity and hot water washing.

Panasonic NA-F100VF1CB

Price: Rs. 41,400 | Capacity: 10 kg | Type: Fully Automatic Top Load
Why it works: Designed for larger households, this model combines a 10 kg drum with Gentle Kizukai Wash for fabric care. Drynamic Spin reduces residual water to shorten drying time, while 15 wash programmes handle varied laundry requirements. A 5 Star rating adds energy efficiency for households running frequent, heavy loads.

Panasonic NA-149MR2L01

Price: Rs. 50,500 | Capacity: 9 kg | Type: Fully Automatic Front Load
Why it works: This front loader combines efficient washing with Panasonic's Gentle Kizukai Wash Lite for fabric care. Quick 15 handles lightly soiled clothes in 15 minutes, while Baby Care provides a dedicated programme for infant clothing. MirAIe enables remote monitoring and scheduling, and the 5 Star rating supports efficient regular use.

How to buy a Panasonic washing machine from a Bajaj Finance partner store?

Splitting the cost of a new washing machine into monthly instalments makes the upgrade significantly more manageable. Shoppers can follow these steps to complete the purchase:

1. Browse on Bajaj Mall: Compare Panasonic washing machine models by capacity, type, key features, and price before visiting a store

2. Check pre-approved eligibility: Verify the pre-approved loan limit on the Bajaj Finance website using a registered mobile number and OTP verification

3. Find a partner store: Shortlisted models can be evaluated at 1.5 lakh+ Bajaj Finance partner stores across 4,000+ cities, including Reliance Digital, Croma, and Vijay Sales

4. Check the model in person: In-store staff can assist with comparing wash programmes, drum capacity, and smart features across models

5. Choose an EMI plan: Financing of up to Rs. 5 lakh is available through the Bajaj Finance Easy EMI Loan or Insta EMI Card, with zero down payment on select models and tenures from 3 to 60 months

6. Complete the purchase: Once approved, the transaction is processed immediately and the washing machine can be taken home the same day

Bajaj Finance Limited

Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

To know more, visit www.bajajfinserv.in.

5 Credit Profile Checks That Can Improve Financial Health

One of the easiest ways to assess overall credit health is by checking the Bajaj Finance Credit Pulse Report, which brings together key details such as an individual's credit score, repayment history, credit utilisation, credit age and other credit-related information. Reviewing these insights regularly can help users monitor their credit health and work towards building a stronger credit profile.

Why maintaining a healthy credit profile matters

A credit profile provides an overview of an individual's borrowing and repayment behaviour. Lenders may consider this information, along with other eligibility criteria, when evaluating applications for loans, credit cards and other credit products.

A typical credit profile includes information such as:

• Credit score

• Repayment history

• Existing loans

• Credit card usage

• Credit enquiries

• Credit age

Monitoring these factors regularly helps individuals understand their credit health, identify areas that need attention and adopt better financial habits over time.

1. Monitor your credit score regularly

Knowing the current credit score is an important first step towards maintaining a healthy credit profile.

In India, credit scores generally range from 300 to 900, with higher scores typically reflecting stronger credit health. While lenders have their own eligibility criteria, maintaining a healthy credit score may improve eligibility for credit, along with factors such as income, repayment capacity and internal lending policies.

Individuals aiming for a good credit score in India should focus on responsible borrowing habits rather than quick fixes. Regularly checking the credit report allows users to monitor their credit score without affecting it and understand the factors that contribute to their overall credit health.

2. Stay consistent with repayments

Repayment history is one of the key factors that contributes to a healthy credit profile.

Missing EMIs or delaying credit card payments may negatively affect the credit score. Even after overdue amounts are cleared, repayment behaviour continues to remain part of an individual's credit history.

Simple habits that support timely repayments include:

• Setting up auto-debit instructions

• Paying EMIs before the due date

• Clearing at least the total amount due on credit cards

• Avoiding repeated late payments

Consistently making payments on time demonstrates responsible credit management and contributes to stronger credit health over time.

3. Keep credit utilisation under control

Credit utilisation refers to the percentage of the available credit limit that is currently being used.

Consistently high credit utilisation may indicate greater reliance on available credit and could influence a lender's assessment. Reducing outstanding balances and maintaining moderate credit utilisation can strengthen the overall credit profile.

4. Be selective when applying for new credit

Applying for several loans or credit cards within a short period can result in multiple hard enquiries.

While a single enquiry is generally not a concern, frequent credit applications over a short period may indicate a higher need for credit and could influence a lender's assessment.

To maintain a healthy credit profile, individuals should:

• Apply for credit only when required

• Avoid submitting multiple applications simultaneously

• Compare available credit options before applying

Being selective about new credit applications helps maintain a healthier credit profile over time.

5. Review your credit report for inaccuracies

A credit report may occasionally contain inaccuracies that should be reviewed and corrected promptly.

Reviewing the credit report regularly helps individuals identify discrepancies and initiate corrections wherever necessary.

How to check your credit score online

Checking a credit score online is quick and convenient with Bajaj Finance. Individuals can access their credit information by following these simple steps.

Step 1: Visit the Bajaj Finance Credit Pulse Report page
Go to the official Bajaj Finance website and open the Bajaj Finance Credit Pulse Report page. Select the option to check the credit score.

Step 2: Verify the registered mobile number
Enter the registered mobile number and complete OTP verification.

Step 3: Enter the required details
Provide details such as name, PAN, date of birth, email address, mobile number and PIN code.

Step 4: Access the credit score
Once the verification is complete, the available credit score is displayed on the screen.

Step 5: Review the detailed credit report
Review the report to understand repayment history, active credit accounts, recent enquiries and other credit-related information. The report can also be downloaded for future reference.

Tips to maintain a healthy credit profile

Good financial habits that support long-term credit health include:

• Pay every EMI and credit card bill on time.

• Keep credit utilisation under control.

• Apply for new credit only when necessary.

• Maintain older credit accounts, wherever possible.

• Monitor the credit report periodically.

• Resolve report discrepancies promptly.

Building a stronger credit profile

Building and maintaining a healthy credit profile is an ongoing process rather than a one-time exercise. Regularly reviewing credit information, making timely repayments and using credit responsibly can help individuals stay financially prepared for future borrowing needs.

The credit report offers valuable insights into credit score, repayment history, credit utilisation, credit age and other important aspects of credit health. By monitoring these factors consistently, individuals can work towards achieving a good credit score and make more informed financial decisions.

*Terms and conditions apply.

About Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

Razorpay Recognized Among 'World's Top Fintech Companies,'  Payments Category, by CNBC & Statista

Compiled by CNBC in partnership with Statista, the annual ranking is based on company KPIs, desk research and CNBC’s editorial and compliance review. Of over 3,500 companies evaluated across more than 50 countries and territories, only 500 made the final cut - placing Razorpay among a truly select global cohort. This recognition reflects Razorpay’s continued innovation, product leadership and growing presence and impact across the global fintech ecosystem.

Harshil Mathur, Razorpay CEO & Co-Founder said, “India isn't just a fast-growing fintech market anymore - it's becoming ground zero for where the future of financial technology gets built. This recognition, year after year, only strengthens our conviction: products built for India's scale and complexity don't just work for India - they set the benchmark for the world. As AI reshapes financial services, our commitment stays the same - building the infrastructure that helps every business grow with more intelligence, more speed, and more trust.”

Driven by its mission to simplify money movement, Razorpay continues to build products that help millions of businesses manage payments and financial operations with greater ease and confidence - serving customers across India, Malaysia and Singapore. As the world looks to India as the next frontier of AI and financial innovation, Razorpay is proud to be building technology. This recognition reflects our belief that world-class fintech can be built in India, for India, and increasingly, for the world.

About Razorpay

Razorpay, an omnichannel payments platform for businesses, strives to help Indian businesses with innovative solutions built with technology to address the payment and banking journey for businesses. Established in 2014 by alumni of IIT Roorkee, Shashank Kumar and Harshil Mathur, the company strives to provide technology payment solutions to many businesses. A few angel investors have also invested in Razorpay’s mission to simplify payments and business banking.

Success in today’s payment landscape requires issuers to enhance both the customer experience and the efficiency of their internal operations. 

For cardholders, payment experiences are expected to be instant, seamless, and connected across both physical and digital channels. Customers increasingly demand faster card delivery, premium personalization, instant activation, real-time card controls, instant digital issuance, push provisioning to mobile wallets, and secure frictionless payments—all directly accessible through their banking applications.

For issuers, these expectations require modern infrastructure that supports real-time issuance, production, tracking, digitization capabilities, and API-driven issuance operations to support stock and forecast management. Banks and fintechs require standardized APIs to support instant issuance and digital use cases and simplify integration by minimizing connections to third-party platforms and mobile apps.

Personalization as a Service: The digital backbone of modern payment card journeys
Since March 2025, IST has rolled out a new suite of APIs that modernize how issuers, IST personalization centers, and delivery systems interact. These APIs enable every step of the card issuance process—from order to delivery—to be tracked in near real-time. Card personalization APIs redefine what’s possible by converting a static production step into a dynamic, connected service. This shift creates the digital backbone that powers real-time issuance, automated workflows, and an entire ecosystem of real-time digital services throughout the payment credential lifecycle.

“The shift to API-based personalization is about unlocking new value potential for our customers. It unlocks operations from batch constraints, real-time innovation for customer experience teams, and frees up workflows from manual silos. Issuers don’t just become more efficient; they become more agile, more responsive, and better equipped to deliver the personalized experiences customers now expect. That’s the real power of this transformation,” said Elyette Roux, EVP Payment Services, IST.

A comprehensive API suite covering the full card lifecycle
Building on its personalization capabilities, IST is expanding its offering with a new suite of APIs that spans from physical card personalization to full digitalization services and beyond. These modular building blocks enable issuers to easily access, combine, and scale a comprehensive set of payment capabilities, accelerating innovation while reducing integration and operational complexity.

Designed to connect seamlessly with issuer back-end systems (including Card Management Systems and Authorization Servers) as well as mobile applications, the IST APIs are organized into five core service families aligned with the card lifecycle.

• Issuance APIs: Enables issuers to orchestrate and automate the complete card issuance lifecycle covering the creation, personalization, provisioning, and delivery of physical and digital payment cards. For physical cards, these APIs support card pulls, inventory management, PIN/CVV generation etc.

• Lifecycle APIs: Allow issuers to manage the full physical and digital card lifecycle in real-time, including production and shipment status updates, PIN services, renewals, replacements, and tokens and wallet management. Issuers can also securely process and orchestrate proximity and remote digital payment transactions and card services in real-time, including wallet interactions, workflow authorizations, tokenized payment transactions, and fraud controls.

• Authentication APIs: Enables strong and secure end-user FIDO-based authentication, especially in the context of online operations and agent-initiated payments.

• Customer Experience APIs and Mobile SDKs: Exposes mobile-first card services designed to enhance cardholder experiences directly within banking applications, including card art selection, card delivery tracking, access to digital inserts, card activation, secure display of card details and PIN, virtual card generation, push provisioning to mobile wallets, mobile authentication, and tap-to-pay enablement.

• Payment Cryptography & Key Management APIs: Enables banks to secure their payment card issuance infrastructure with our HSM-as-a-Service, managing cryptographic keys, encryption, and transaction signing. Issuers can also access the IST test environment to explore the quantum-ready cryptographic library and build future-proof applications.

With more than 700 million physical payment products issued in 2025, IST combines proven expertise in large-scale physical card issuance with advanced digital payment capabilities. As a major independent tokenization provider, the company has now provisioned more than 500 million payment tokens across a wide variety of digital payment use cases. Built on PCI-certified, resilient, secure, and scalable SaaS platforms, IST’s API-driven services enable issuers to accelerate innovation while benefiting from a flexible business model and modular approach, allowing issuers to select and consume only the services they need.

Bajaj AMC’s new SIP journey

How to start an SIP with Bajaj AMC

Before you begin, keep your PAN and registered mobile phone with you. You will also need access to the bank account from which your SIP instalments will be paid. Then, you need to follow these steps:

Step 1: Sign in and choose a fund

Click on “Invest Now” or the user icon at the top of the Bajaj AMC website (www.bajajamc.com). This will take you to the transaction portal.

There, enter your PAN and complete the required verification using the OTP sent to your registered mobile phone number or email address. You will also need to enter or set a four-digit PIN for enhanced security.

This will take you to the account home page, where you can browse the available mutual fund schemes.

Step 2: Enter and review your SIP details

Once you choose a fund, click on ‘Start SIP’. Then, enter the amount that you want to invest, the investment frequency, the start date, and the duration. You will also see an “Investment Mode” drop-down menu. Here, you can choose between a Direct Plan and a Regular Plan.

A Direct Plan is purchased directly from the mutual fund, while a Regular Plan is purchased through a mutual fund distributor. The two plans invest in the same underlying portfolio but have different expense ratios – the cost of the Regular Plan is slightly higher because it accounts for a distributor commission. Consider whether you prefer to make and manage your investments independently or with distributor assistance.

Before continuing, review all the details carefully. Then, read and accept the terms and conditions and click on “Invest”.

Step 3: Set up AutoPay

The final step is to create an AutoPay mandate. This authorises your bank to debit the SIP amount on the scheduled dates.

Choose an AutoPay method, such as UPI, net banking or debit card. You will then be redirected to your payment app or bank’s page. Review the mandate details and approve the request.

Consider choosing a sufficiently high mandate amount to give you room to add or increase SIPs later. The mandate amount only sets the maximum debit limit; the actual deduction will be based on your SIP instalment.

For the duration, if you have a fixed date in mind, you can select the number of instalments. If not, select “Until I stop” to keep the SIP active until you cancel it.

After the mandate has been successfully registered, your SIP setup is complete, and the money will be debited from your account on the scheduled date (subject to applicable processing timelines). You can also view the transaction and SIP details in your Bajaj AMC account.

For investors who already have an existing mandate with Bajaj AMC, the investment process is even simpler and quicker. Investors who are new to Bajaj AMC will need to create their account and folio through a convenient and guided onboarding journey. Those who are not KYC Validated will also need to complete their Know Your Customer process.

Bajaj Asset Management Limited or Bajaj AMC was formerly known as Bajaj Finserv Asset Management Limited.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
This document should not be treated as endorsement of the views/opinions or as investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document is for information purpose only and should not be construed as a promise on minimum returns or safeguard of capital. This document alone is not sufficient and should not be used for the development or implementation of an investment strategy. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision. Investors are advised to consult their own investment advisor before making any investment decision in light of their risk appetite, investment goals and horizon. This information is subject to change without any prior notice.

NxtQuantum today revealed the first official look at the soon-to-be-launched Ai+ Smartphone, highlighting its hardware design and expressive color options.

The Ai+ Smartphone features a clean, unified build with soft curves and a lightweight form that feels comfortable in hand. The power and volume buttons are placed on the right for easy access, with a red-accented power key that adds a bold visual detail.

The rear panel flows smoothly into the frame, creating a continuous, uninterrupted surface. The design is minimal and confident, focused on everyday usability without unnecessary visual elements.

The device supports dual SIMs and is designed for fast, responsive performance. From unlocking the screen to switching between apps, the experience is smooth and reliable throughout the day.

It will be available in five standout colors: Pink, Blue, Black, Green, and Purple. Each color reflects a different personal style, offering users more choice in how they carry and express their device. The colors are bold, expressive, and designed in India.

A large, immersive display completes the experience, offering smooth scrolling and rich visuals with a high refresh rate.

More product details will be shared in the days ahead.

The device will be available exclusively on Flipkart.

About NxtQuantum Shift Technologies

NxtQuantum Shift Technologies is a deep tech Indian software company building secure, sovereign digital platforms for the mobile-first world. Founded by Madhav Sheth, the company is driven by a mission to give users and nations greater control over how digital systems are designed, governed, and trusted. At the core of its work is NxtQuantum OS—India’s first sovereign mobile operating system—built on Android and architected for complete transparency, zero-trust security, and full compliance with Indian data laws. All user data is stored within India on MeitY-approved servers hosted by Google Cloud.

NxtQuantum OS is auditable, policy-aligned, and governed by Indian law—by default. With full-stack control from OS to cloud, the company enables enterprises, governments, and citizens to operate on platforms that are private by design and accountable by structure. Headquartered in India and built for global relevance, NxtQuantum is leading a new era of regulation-ready, trust-first mobile platforms that advance national digital ambitions—without compromising on user experience.

About Ai+ Smartphone

Ai+ is a next-generation smartphone brand designed to deliver secure, transparent, and high-performance mobile experiences—engineered in India and powered by NxtQuantum OS, the country’s first sovereign mobile operating system. Ai+ smartphones go beyond performance and design—they give users real control over their data, ensure cloud transparency, and enable an experience that is private, auditable, and secure by default.

With end-to-end data governance, all user data is stored within India on MeitY-approved cloud infrastructure hosted by Google Cloud. No foreign routing. No silent tracking. No ambiguity. Every layer of the device—from OS to cloud—is built to serve the needs of Indian users, regulators, and institutions.

Ai+ delivers sovereign, compliance-ready mobile technology at accessible price points for consumers and scalable deployments for enterprises, public sector, and government use. Built in India, governed by Indian law, and designed to meet global benchmarks, Ai+ sets a new standard for privacy-first smartphones—where trust is not assumed, it’s engineered.

New Delhi – POVA, TECNO’s bold and dynamic smartphone series that has carved a niche among tech enthusiasts and everyday power users, is ready to raise the bar once again. After generating buzz through bold design teasers and hinting at its standout design and functional legacy, TECNO is proud to announce the launch of POVA 7 Series on Flipkart on July 4, 2025, a powerful redefinition of what today’s smartphones can represent for a generation that’s hustling through the mundane to stand different.

The teasers hint at the all-new multi-functional Delta light interface—a dynamic visual element inspired by the delta symbol (Δ), denoting change, transformation, and progress. Responding to everyday actions like music playback, volume control, and notifications, it adds a layer of interactivity to the user experience. Reflecting the spirit of changemakers, POVA 7 Series pairs this with geometric patterns, a refined in-hand feel, and a solid, comfortable build—designed for those shaping their journeys with equal parts style and substance.

Keeping up with its legacy, POVA 7 Series is built with intent while staying true to TECNO’s 3Bs philosophy—Best Design, Best AI, Best signal. POVA 7 Series delivers standout value tailored for real-world use. Designed for users who rely on their phones, it brings a better way of problem-solving and faster search with Ella, TECNO’s AI companion that supports local languages. POVA 7 series also gets the basics right for users with enhanced connectivity through intelligent signal optimization.

Adding to the excitement, POVA 7 Series landing page is now live on Flipkart, giving a first look at the smartphone. The visuals on the page subtly highlight the Delta-inspired design, with glowing elements and sharp angles that reflect the phone’s bold identity. It gives a glimpse of a device that’s built to perform and make a strong style statement.

TECNO’s POVA 7 Series aims to set a new tone in the sea of sameness, making smartphones more bold, expressive, and purpose-led, just like their users.

POVA 7 Series will be officially launched this July 4, 2025 on Flipkart.

Jaipur, July 2025: The OnePlus Nord CE is driven by a core mission: to make the signature

OnePlus experience accessible to the wider community. The OnePlus Nord CE5 offers a

significant leap forward, delivering class-leading performance powered by the MediaTek

Dimensity 8350 Apex and a 7,100 mAh tablet-size battery.

The OnePlus Nord 5, OnePlus Buds 4, and the OnePlus Nord CE5 will be available for

purchase starting July 9 and July 12, respectively. To know more, visit oneplus. in,

amazon.in, or visit a OnePlus store near you.

Breakthrough Smoothness, Category-Crushing Power

The OnePlus Nord CE5 is powered by the MediaTek Dimensity 8350 Apex chipset,

delivering category-crushing performance. Built on TSMC’s advanced 4nm process and

featuring the latest Armv9 architecture, the octa-core CPU design includes four high-

performance Cortex-A715 cores clocked up to 3.35GHz, alongside four power-efficient cores

for optimised performance and energy balance. For graphics, the chipset is equipped with a

6-core Mali-G615 GPU, offering a 60% increase in peak GPU performance and a 55% drop

in power usage, enabling smooth, energy-efficient gaming and visual rendering.

Paired with next-generation LPDDR5X RAM, the Nord CE5 offers seamless power across

everyday apps, mobile gaming, AI-driven content creation, and high-definition streaming.

With an AnTuTu score of over 1.47 million, the OnePlus Nord CE5 stands as the highest

performer in its class.

Behemoth Battery, Up to 2.5 Days of Power with Zero Anxiety

The OnePlus Nord CE5 comes equipped with a massive 7,100 mAh battery, a capacity

typically found in tablets, not smartphones. It delivers unmatched battery life that outclasses

every competitor in its category.

With multi-day battery life on a single charge, the OnePlus Nord CE5 eliminates battery

anxiety, allowing you to stay connected, entertained, and productive without constantly

reaching for a charger.

To match its massive battery, the OnePlus Nord CE5 supports 80W SUPERVOOC fast

charging, capable of charging the device from 1% to 100% in just 59 minutes. Even if your

battery runs low, a quick top-up is all you need to power through the day with confidence.

Just a 10-minute charge allows for over 6 hours of YouTube content consumption.

To ensure long-term battery health, the OnePlus Nord CE5 integrates Battery Health Magic,

OnePlus’s exclusive system-level charging management solution. It intelligently manages

charging behaviour to maintain battery stability and extend its overall lifespan.

The device also features Bypass Charging, a power optimisation technology that allows the

phone to draw power directly from the charger instead of the battery while gaming. This

significantly reduces heat generation, lowers battery wear, and extends battery durability.

Bypass Charging also enhances mobile gaming comfort, letting you play for longer without

worrying about overheating or battery drain.

Camera Supercharged by State-of-the-art AI

Elevating its imaging prowess, the OnePlus Nord CE5 features a flagship-grade 50MP Sony

LYT-600 (1/1.95") main sensor with Optical Image Stabilization (OIS) for consistently sharp,

blur-free shots. It incorporates the same advanced RAW HDR algorithm and Real Tone

exposure technology from the OnePlus 13 series, delivering exceptional clarity, vibrant

colors, and natural skin tones, alongside powerful Ultra HDR capture. Bringing memories

vividly to life, Live Photo is now enhanced with Ultra HDR support for the cover frame,

offering richer dynamic range and deeper detail for truly immersive moments. The main

camera of Nord CE5 also supports up to 4K 60fps HDR video recording, offering frame-by-

frame clarity and lifelike color reproduction in every frame.

OnePlus Buds 4 Deliver Smart Connectivity, Long-Lasting Power, and Intuitive Control

The OnePlus Buds 4 seamlessly blends powerful functionality with user-centric design.

Users can experience exceptional endurance with up to 11 hours of playback on the earbuds

and a massive 45 hours total with the charging case, featuring fast charging that provides

hours of listening in minutes.

Users can also control their audio effortlessly with intuitive slide gestures directly on the

earbud stems for precise volume adjustment. The OnePlus Buds 4 also allows users to stay

reliably connected outdoors thanks to Steady Connect technology, ensuring a rock-solid

Bluetooth link. One can also break language barriers with the tap of an earbud using AI

Translation for real-time conversation conversion. Combining Google Fast Pair and Dual-

Device Connection, the OnePlus Buds 4 offer a smarter, more convenient audio experience

ready for any situation.

About OnePlus India

OnePlus is a global technology company challenging conventional concepts of technology.

Created around the ‘Never Settle’ mantra, OnePlus creates exquisitely designed devices

with premium build quality and high-performance hardware. OnePlus thrives on cultivating

strong bonds and growing together with its community of users and fans. For more

information, please visit oneplus.in. For any media queries, please contact:

indiaprteam@oneplus.com

New Delhi, 4th July 2025: In a market flooded with predictable upgrades and overpromised specs, TECNO takes a bold leap forward with the launch of its latest powerhouse duo — the POVA 7 Series on Flipkart. Known for delivering value-packed innovation focused on real user needs, TECNO brings POVA 7 and POVA 7 Pro to the mid-premium segment, combining serious performance, intuitive AI, and smart connectivity, all wrapped in a design built for India’s new-age learners, digital hustlers, and creators. Staying true to its #BetterFasterStronger promise, the series continues TECNO’s tradition of constant innovation under the POVA legacy.

Commenting on the launch, Arijeet Talapatra, CEO of TECNO India said, “At TECNO, we believe ground-breaking technology shouldn’t be a privilege—it should be a tool for everyone. Especially for India’s young dreamers, doers and disruptors. That’s why POVA 7 is more than just a smartphone: it’s bold design, unstoppable connectivity, and AI that understands you—right down to your language. This device isn’t just built to impress—it’s built to empower.”

DESIGN: Inspired by Change, Built to Stand Out

Inspired by the delta symbol (Δ) — the universal sign for change, this series embraces evolution and progress. The triangular geometry isn’t just an aesthetic choice, it’s a tribute to users who are constantly evolving and pushing forward.

Visually striking, both smartphones feature TECNO’s segment-first Multi-Functional Delta Light Interface, a backlit design element with 104 Mini LED lights, that reacts to music, notifications, volume, and charging. It’s more than just visual flair; it's a personality you can see, even from far away.

DISPLAY: Visual Brilliance for Every Experience

POVA 7 Pro features a 6.78-inch 1.5K AMOLED display with an ultra-smooth 144Hz refresh rate, delivering rich colors and seamless motion which is ideal for gaming, streaming, and content creation, making it the Best Display Experience in the segment. The POVA 7 offers the same screen size and refresh rate on a crisp FHD+ LTPS IPS display, ensuring immersive visuals for everyday use.

BATTERY & CHARGING: Power That Keeps Pace

Both smartphones pack a massive 6000mAh battery with 45W fast charging, designed for power users. The POVA 7 Pro raises the bar with 30W wireless charging, a first-in-segment feature, allowing users to cut the cord without sacrificing speed.

ACCESSIBLE AI & CONNECTIVITY: Everyday Intelligence, Everywhere

A standout across both smartphones is TECNO’s built-in AI assistant, Ella, now more intelligent and attuned to local needs with support for multiple Indian languages. From composing messages to translating content, Ella brings practical, everyday assistance to users across the country. Complementing this is the TECNO Intelligent Signal Hub, which strengthens connectivity with advanced features like 4x4 MIMO, VoWiFi Dual Pass, and a unique No Network Communication capability that allows device to device calling even without mobile signal, a game changer in areas with patchy or no coverage.

CAMERA: Creativity in Every Frame

Beyond stunning visuals, the POVA 7 Series delivers camera innovation designed for content-first lifestyles, with both smartphones supporting 4K video recording. The POVA 7 Pro is equipped with a 64MP Sony IMX682 main sensor and an 8MP secondary lens, featuring vlog modes and dual video functionality, perfect for creators who demand flexibility. Meanwhile, the POVA 7 offers a strong 50MP AI camera, tuned for consistent results across lighting conditions and equipped with essential creative modes for everyday storytelling.

FIND YOUR FIT:  Choose Your Style at an Amazing Price Point

While both phones share a strong core, the POVA 7 Pro brings additional premium features like an AMOLED display, wireless charging, and dual cameras for those who want more. The POVA 7 focuses on great everyday performance with a bold design and comes in three striking colors: Magic Silver, Oasis Green, and Geek Black, with two variants being offered at the special limited-time pricing (inclusive of all bank offers): 8GB + 128GB (₹12,999) and 8GB + 256GB (₹13,999).

For those seeking additional features, the POVA 7 Pro is available in three exquisite colors: Dynamic Grey, Neon Cyan, and Geek Black, priced at ₹16,999 for 8GB + 128GB and ₹17,999 for 8GB + 256GB as part of special launch offers.

With technology this powerful in your hands, the POVA 7 Series is more than just a phone — it’s your next move, next idea, next win. Ready when you are. Sale starts 10th July on Flipkart.